Berrien County property record for 4312 Watson Rd, Eau Claire, MI 49111
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,508 sqft · built 1961 |
| Lot Size | 19.7 acres (858,132 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,926 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage May 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 19-0012-0009-00-1 |
| Primary APN | 19-0012-0009-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Basement Area | 1,508 sqft |
| Unfinished Basement | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Lot Area | 858,132 sqft (19.7 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4312 WATSON RD |
|---|---|
| City | EAU CLAIRE |
| State | MI |
| Zip | 49111-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A RE |
| Legal Description | BEG 656.90? N89DEG10?47?W OF THE N1/4 COR SEC 12 T5S R18W TH S01DEG26?43?W 1301.30? TH N89DEG06?30?W 657.53? TH N01DEG25?25?E 1300.48? TO N SEC LN TH S89DEG10?47?E ON SEC LN 658.02? TO POB REC SURVEY L3254 P3177 |
| Legal Range | 18W |
| Legal Township | 05S |
| Legal Section | 12 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | SODUS |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 1900 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4312 WATSON RD, EAU CLAIRE, MI 49111-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 1998 |
| Deed Sale | Oct 15, 1998 |
| Prior Sale | Feb 1, 1975 |
| Deed Book / Page | 1923 / 629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4312 WATSON RD, EAU CLAIRE, MI 49111-9423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03186/2064 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 3186/2064 |
| Instrument | 3186-2064 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4312 WATSON RD, EAU CLAIRE, MI 49111-9423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03274/1892 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 3274/1892 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Sodus Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,900 (+109.77%) | $407,800 (+109.77%) | |
| 2025 | $1,926.00 (+6.7%) | ||
| 2023 | $97,200 | $194,400 | |
| 2022 | $1,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 individual policies |
| Nearby Flood Policies | 43 units insured incl. 28 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
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