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4120 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4120 Nelson Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,120 sqft · built 1963
Lot Size4.92 acres (214,315 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Dec 2016)
Tax Bill$3,122 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN520-0017-00180

Property Details

APN / Parcel Number

Primary APN520-0017-00180
Alternative APN
  • 1021299

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,120 sqft Gross Area
1st Floor Area1,120 sqft
Basement Area560 sqft
Finished Basement560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area214,315 sqft (4.92 acres)
Garage Area2,260 sqft
Deck Area256 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1021299
Street Address4120 NELSON RD
CityDULUTH
StateMN
Zip55803-2713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionALL THAT PART OF SE1/4 OF SE1/4 OF NE1/4WHICH LIES W OF A LINE DRAWN FROM THE CENTEROF N LINE OF SAID TRACT TO CENTER OF S
Legal Range14W
Legal Township51N
Legal Section28
Legal SubdivisionRICE LAKE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group2
Census Block2016
Census Tract10400

Owner

Source: St. Louis County records · APN 520-0017-00180

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4120 NELSON RD, DULUTH, MN 55803-2713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 07, 2016 · Amount on Record
Deed SaleDec 07, 2016 · Amount on Record
Prior SaleMay 15, 2008 · Amount on Record
Deed Document Number2016979362
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4120 NELSON RD, DULUTH, MN 55803-2713
Document Number00T1029707
Instrument DateSep 22, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4120 NELSON RD DULUTH MN 558032713, DULUTH, MN 55803-2713

Mortgage

Document Number00T1029707
DateSep 30, 2020
InstrumentT1029707
Lender
NameLAKE BK
TypeBank
AddressTWO HARBORS, MN 55616
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 29, 2040

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,122.00 (+6.92%) Homeowner's exemption
2025$2,920.00 (-6.77%) Homeowner's exemption$269,200 (+8.59%) Land $73,200 Building $196,000$269,200 (+8.59%) Land $73,200 Building $196,000
2024$3,132.00$247,900 (+4.86%) Land $73,200 Building $174,700$247,900 (+4.86%) Land $73,200 Building $174,700
2022$236,400 Land $70,000 Building $166,400$236,400 Land $70,000 Building $166,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 25 locations within half a mile of this property.

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