St. Louis County property record for 4109 Nelson Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,600 sqft · built 1960 |
| Lot Size | 6.06 acres (263,974 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $24,000 (Nov 2018) |
| Tax Bill | $3,876 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0017-00130 |
| Primary APN | 520-0017-00130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Gross Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 263,974 sqft (6.06 acres) |
| Garage Area | 864 sqft |
| Porch | Porch |
| Porch Area | 400 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1078995 |
|---|---|
| Street Address | 4109 NELSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | EAST 400 FEET OF NE1/4 OF SE1/4 OF NE1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 28 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4109 NELSON RD, DULUTH, MN 55803-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE |
| Oct 10, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Jun 30, 2015 · Amount on Record |
| Deed Document Number | 20181344650 |
| Last Transfer Date | Sep 21, 2019 |
| Transfer Doc | 00A1365117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4109 NELSON RD, DULUTH, MN 55803-2740 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4109 NELSON RD, DULUTH, MN 55803-2740 |
| Document Number | 0001441912 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 1441912 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 62 Months |
| Due | Jun 15, 2027 |
| Rate | 5% |
|---|---|
| Change Frequency | Annually |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 10, 2019 |
| Property Address | 4109 NELSON RD, DULUTH, MN 55803-2740 |
| Document Number | 00A1365117 |
| Instrument Date | Sep 21, 2019 |
| Instrument | A1365117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | CLOSING USA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4109 NELSON RD DULUTH MN 558032740, DULUTH, MN 55803-2740 |
| Document Number | A1365118 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | A1365118 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 9, 2034 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,876.00 (+3.53%) Homeowner's exemption | ||
| 2025 | $3,744.00 (+11.49%) Homeowner's exemption | $307,400 (-) Land $67,600 Building $239,800 | $307,400 (-) Land $67,600 Building $239,800 |
| 2024 | $3,358.00 | $307,400 (+22.23%) Land $67,600 Building $239,800 | $307,400 (+22.23%) Land $67,600 Building $239,800 |
| 2022 | $251,500 Land $64,700 Building $186,800 | $251,500 Land $64,700 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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