4082 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4082 Nelson Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,596 sqft · built 2002
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$437,000 (Nov 2022)
Tax Bill$6,308 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN520-0016-03430

Property Details

APN / Parcel Number

Primary APN520-0016-03430
Alternative APNs
  • 1070743
  • 1139531

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,596 sqft Gross Area
1st Floor Area1,596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area217,800 sqft (5 acres)
Garage TypeMixed
Garage Area2,915 sqft

Exterior Amenities

PorchPorch
Porch Area208 sqft
Storage Building63 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1139531
Street Address4082 NELSON RD
CityDULUTH
StateMN
Zip55803-2722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 OF SW 1/4 OF SW 1/4 OF NW 1/4 SERIAL #
Legal Range14W
Legal Township51N
Legal Section27
Legal SubdivisionRICE LAKE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1032
Census Tract10400

Owner

Source: St. Louis County records · APN 520-0016-03430

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4082 NELSON RD, DULUTH, MN 55803-2722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2022Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Nov 01, 2022Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 21, 2019Grant Deed, Transfer · Conventional Mortgage
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2022 · Amount on Record
Deed SaleNov 01, 2022 · Amount on Record
Prior SaleMay 21, 2019 · Amount on Record
Deed Document Number20221455489
Prior Transfer DateOct 18, 2022
Prior Transfer Doc0001455488
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 01, 2022
Property Address4082 NELSON RD, DULUTH, MN 55803-2722
Document Number0001455489
Instrument DateOct 24, 2022
Instrument1455489
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,442.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4082 NELSON RD, DULUTH, MN 55803-2722

Mortgage

Document Number0001455490
DateNov 01, 2022
Instrument1455490
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateNov 01, 2022
Property Address4082 NELSON RD, DULUTH, MN 55803-2722
Document Number0001455488
Instrument DateOct 18, 2022
Instrument1455488
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4082 NELSON RD, DULUTH, MN 55803-2722

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateMay 21, 2019
Property Address4082 NELSON RD, DULUTH, MN 55803-2722
Document Number00A1355141
Instrument DateMay 17, 2019
InstrumentA1355141
Transaction TypeTransfer
Record UpdatedJun 04, 2019
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,036.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4082 NELSON RD DULUTH MN 558032722, DULUTH, MN 55803-2722

Mortgage

Document NumberA1355142
DateMay 21, 2019
InstrumentA1355142
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,308.00 (+12.97%) Homeowner's exemption
2025$5,584.00 (+3.48%) Homeowner's exemption$477,000 (+8.34%) Land $90,700 Building $386,300$477,000 (+8.34%) Land $90,700 Building $386,300
2024$5,396.00$440,300 (+17.57%) Land $90,000 Building $350,300$440,300 (+17.57%) Land $90,000 Building $350,300
2022$374,500 Land $85,300 Building $289,200$374,500 Land $85,300 Building $289,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Nelson Rd

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