4085 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4085 Nelson Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.75 Baths
Year Built	Built 1984
Square Footage	936 sqft Gross Area
Lot Size	217,800 sqft (5 acres)
Garage	1,200 sqft
Occupancy	Owner Occupied
Tax Bill	$4,426.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`520-0016-03380`
Alternative APN	`58470`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Building Area	936 sqft Gross Area
1st Floor	936 sqft 1st Floor
Basement Area	702 sqft Basement
Finished Basement	702 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	217,800 sqft (5 acres)
Garage Area	1,200 sqft Garage

Exterior Amenities

Deck Area	80 sqft Deck
Porch	1 Porch
Porch Area	56 sqft Porch
Sauna	Sauna
Storage Building	288 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	58470
Street Address	4085 NELSON RD
City	DULUTH
State	MN
Zip	55803-2721
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 1/2 OF NW 1/4 OF SW 1/4 OF NW 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	27
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Minor Civil Division	RICE LAKE
Census Blockgroup	1
Census Block	1018
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0016-03380

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4085 NELSON RD, DULUTH, MN 55803-2721
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 29, 2010
Transfer Doc	0001145402
Record Refreshed	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4085 NELSON RD, DULUTH, MN 55803-2721
Document Number	00A1370484
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4085 NELSON RD DULUTH MN 558032721, DULUTH, MN 55803-2721

Mortgage

Document Number	00A1370484
Date	Dec 30, 2019
Instrument	A1370484

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2034

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,426.00 (+3.75%) Homeowner's exemption
2025	$4,266.00 (+2.2%) Homeowner's exemption	$345,700 (+0.14%) Land $77,900 Building $267,800	$345,700 (+0.14%) Land $77,900 Building $267,800
2024	$4,174.00	$345,200 (+16.39%) Land $77,400 Building $267,800	$345,200 (+16.39%) Land $77,400 Building $267,800
2022		$296,600 Land $73,400 Building $223,200	$296,600 Land $73,400 Building $223,200

Flood & Wildfire

4085 Nelson Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 39th in Minnesota
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.