4095 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4095 Nelson Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,404 sqft · built 1995
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Tax Bill$2,190 (2026)
Flood ZoneZone X (minimal risk)
APN520-0016-03390

Property Details

APN / Parcel Number

Primary APN520-0016-03390
Alternative APN
  • 86962

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,404 sqft Gross Area
1st Floor Area100 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area217,800 sqft (5 acres)
Garage Area576 sqft
Deck Area515 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelPropane

Location & Zoning

Account Number86962
Street Address4095 NELSON RD
CityDULUTH
StateMN
Zip55803-2721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionW 1/2 OF NW 1/4 OF SW 1/4 OF NW 1/4 SERIAL #
Legal Range14W
Legal Township51N
Legal Section27
Legal SubdivisionRICE LAKE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1018
Census Tract10400

Owner

Source: St. Louis County records · APN 520-0016-03390

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4095 NELSON RD, DULUTH, MN 55803-2721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,190.00 (+3.89%) Homeowner's exemption
2025$2,108.00 (-0.09%) Homeowner's exemption$189,800 (+0.26%) Land $69,200 Building $120,600$189,800 (+0.26%) Land $69,200 Building $120,600
2024$2,110.00$189,300 (+14.24%) Land $68,700 Building $120,600$189,300 (+14.24%) Land $68,700 Building $120,600
2022$165,700 Land $65,200 Building $100,500$165,700 Land $65,200 Building $100,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 25 locations within half a mile of this property.

Nearby Properties on Nelson Rd

Nearby Streets

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