412 Elm St, Cincinnati, OH 45238 Property Records

Hamilton County property record for 412 Elm St, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1944
Lot Size	0.176 acres (7,667 sqft)
Owner	Company Name on File
Last Sale	$126,500 (Mar 2020)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Apr 2020 Transfer Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0041-0199-00`

Property Details

APN / Parcel Number

Primary APN	`540-0041-0199-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,246 sqft Living Area
1st Floor Area	638 sqft
2nd Floor Area	608 sqft
Basement Area	608 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	92 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	412 ELM ST
City	CINCINNATI
State	OH
Zip	45238-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM ST 50 X 150 PT LOT 5 P T WILLIAMS SUB
Legal Subdivision	P T WILLIAMS SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3005
Census Tract	21401

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3823 S BROADLAWN CIR, CINCINNATI, OH 45236-3328
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 4, 2020	Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Oct 8, 2013 · Amount on Record
Deed Document Number	0000021772
Deed Book / Page	014117 / 001566
Last Transfer Date	Apr 13, 2020
Transfer Doc	0000033951
Record Updated	Jun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 13, 2020
Property Address	412 ELM ST, CINCINNATI, OH 45238-5410
Document Number	0000033951
Book / Page	014145 / 000293
Instrument Date	Mar 17, 2020
Instrument	33951
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3823 S BROADLAWN CIR CINCINNATI OH 452363328, CINCINNATI, OH 45236-3328

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 4, 2020
Property Address	412 ELM ST, CINCINNATI, OH 45238-5410
Document Number	0000021772
Book / Page	014117 / 001566
Instrument Date	Feb 19, 2020
Instrument	21772
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3823 SBROADLAWN CIR CINCINNATI OH 45236, CINCINNATI, OH 45236

Mortgage

Document Number	21773
Date	Mar 4, 2020
Book Page	014117/001568
Instrument	21773

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (-0.24%)	$54,453 (+%) Land $8,837 Building $45,616
2024	$3,330.00 (+1.52%)	$54,452 (-) Land $8,837 Building $45,615
2023	$3,280.00 (+9.44%)	$54,452 (+22.99%) Land $8,837 Building $45,615	$155,580 (+22.99%) Land $25,250 Building $130,330
2022	$2,997.00	$44,275 Land $7,917 Building $36,358
2020			$126,500 Land $22,620 Building $103,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed.

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