419 Elm St, Cincinnati, OH 45238 Property Records

Hamilton County property record for 419 Elm St, Cincinnati, OH 45238

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,448 sqft · built 1948
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,194 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0041-0059-00`

Property Details

APN / Parcel Number

Primary APN	`540-0041-0059-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	3,832 sqft
1st Floor Area	1,384 sqft
2nd Floor Area	1,064 sqft
Basement Area	1,384 sqft
Family Room	Family Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	120 ft deep x 33 ft wide
Garage Type	Basement
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	419 ELM ST
City	CINCINNATI
State	OH
Zip	45238-5409
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C
Legal Description	ELM ST 33 X 120 LOT 116 BEPLER & WILLIAMSSUB
Legal Subdivision	BEPLER & WILLIAMSSUB
Legal Lot Number	116
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3004
Census Tract	21401

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 ELM AVE, WYOMING, OH 45215-4347
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 10, 2026
Property Address	419 ELM ST, CINCINNATI, OH 45238-5409
Document Number	0000046148
Book / Page	15684 / 2082
Instrument Date	May 27, 2026
Instrument	202646148
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 ELM AVE, WYOMING, OH 45215-4347

Mortgage

Document Number	0000046149,
Date	Jun 10, 2026
Instrument	202646149

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,194.00 (-0.24%)	$68,866 (-) Land $5,250 Building $63,616	$196,760 (-) Land $15,000 Building $181,760
2024	$4,204.00 (+1.52%)	$68,866 (-) Land $5,250 Building $63,616
2023	$4,141.00 (+50.04%)	$68,866 (+68.69%) Land $5,250 Building $63,616	$196,760 (+68.69%) Land $15,000 Building $181,760
2022	$2,760.00	$40,825 Land $4,701 Building $36,124
2020			$116,640 Land $13,430 Building $103,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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