408 Elm St, Cincinnati, OH 45238 Property Records

Hamilton County property record for 408 Elm St, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1941
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on File
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`540-0041-0216-00`

Property Details

APN / Parcel Number

Primary APN	`540-0041-0216-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
Gross Area	2,965 sqft
1st Floor Area	958 sqft
Attic	Attic
Attic Area	437 sqft
Basement Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	408 ELM ST
City	CINCINNATI
State	OH
Zip	45238-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	ELM ST 50 X 150 PT LOT 5 P T WILLIAMS SUB
Legal Subdivision	WILLIAMS SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3005
Census Tract	21401

Owner

408 Elm St is owned and occupied by an individual who acquired it in July 2023.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	408 ELM ST, CINCINNATI, OH 45238-5410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Transfer on Death Deed, Transfer
Jan 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 4, 2023
Transfer Doc	0000047393
Record Updated	Sep 20, 2026

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 11, 2023
Property Address	408 ELM ST, CINCINNATI, OH 45238-5410
Document Number	0000047393
Book / Page	14954 / 456
Map Reference	MB 14 PG 18
Instrument Date	Mar 21, 2023
Instrument	2023-0047393
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 25, 2018
Property Address	408 ELM ST, CINCINNATI, OH 45238-5410
Document Number	0000007091
Book / Page	013591 / 000657
Instrument Date	Jan 16, 2018
Instrument	7091
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 ELM ST CINCINNATI OH 452385410, CINCINNATI, OH 45238-5410

Tax Assessment & Valuation

The 2025 property tax bill for 408 Elm St was $2,428 with a homeowner's exemption, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,428.00 (+2.27%) Homeowner's exemption	$50,940 (+%) Land $8,838 Building $42,102	$145,540 Land $25,250 Building $120,290
2024	$2,374.00 (-2.26%) Homeowner's exemption	$50,938 (-) Land $8,837 Building $42,101
2023	$2,429.00 (+70.7%) Homeowner's exemption	$50,938 (+67.26%) Land $8,837 Building $42,101	$145,540 Land $25,250 Building $120,290
2022	$1,423.00 Homeowner's exemption	$30,454 Land $7,917 Building $22,537
2020			$87,010 Land $22,620 Building $64,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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