409 Elm St, Cincinnati, OH 45238 Property Records

Hamilton County property record for 409 Elm St, Cincinnati, OH 45238 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft · built 1955
Lot Size	0.074 acres (3,223 sqft)
Owner	Individual Name on File
Tax Bill	$2,440 (2025)
Flood Zone	Zone X (minimal risk)
APN	`540-0041-0051-00`

Property Details

APN / Parcel Number

Primary APN	`540-0041-0051-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,001 sqft Living Area
Gross Area	1,737 sqft
1st Floor Area	736 sqft
Attic	Attic
Attic Area	265 sqft
Basement Area	736 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,223 sqft (0.074 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	35 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	409 ELM ST
City	CINCINNATI
State	OH
Zip	45238-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM ST 33 X 100 PT LOT 124 BEPLER-WILLIAMS SUB
Legal Subdivision	WILLIAMS SUB
Legal Lot Number	124
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3004
Census Tract	21401

Owner

Source: Hamilton County records · APN 540-0041-0051-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 ELM ST, CINCINNATI, OH 45238-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,440.00 (+2.52%)	$40,933 (-) Land $4,785 Building $36,148	$116,950 (-) Land $13,670 Building $103,280
2024	$2,380.00 (-0.29%)	$40,933 (-) Land $4,785 Building $36,148
2023	$2,387.00 (+50.41%)	$40,933 (+69.61%) Land $4,785 Building $36,148	$116,950 (+69.62%) Land $13,670 Building $103,280
2022	$1,587.00 Homeowner's exemption	$24,133 Land $4,284 Building $19,849
2020			$68,950 Land $12,240 Building $56,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610214013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.