410 Elm St, Cincinnati, OH 45238 Property Records

Hamilton County property record for 410 Elm St, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1940
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Dec 2009)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`540-0041-0204-00`

Property Details

APN / Parcel Number

Primary APN	`540-0041-0204-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	600 sqft
Basement Area	600 sqft
Finished Basement	616 sqft

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	410 ELM ST
City	CINCINNATI
State	OH
Zip	45238-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM ST 50 X 150 PT LOT 5 P T WILLIAMS SUB
Legal Subdivision	P T WILLIAMS SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3005
Census Tract	21401

Owner

410 Elm St is owned and occupied by two individuals who acquired it in November 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	410 ELM ST, CINCINNATI, OH 45238-5410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MTG
Feb 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2009 · Amount on File
Deed Sale	Dec 7, 2009 · Amount on File
Prior Sale	Dec 10, 2009 · Amount on File
Deed Document Number	0000163008
Last Transfer Date	Nov 3, 2020
Transfer Doc	0000115410
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2020
Property Address	410 ELM ST, CINCINNATI, OH 45238-5410
Document Number	0000115410
Book / Page	014288 / 000734
Instrument Date	Oct 23, 2020
Instrument	115410
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 ELM ST CINCINNATI OH 452385410, CINCINNATI, OH 45238-5410

Mortgage

Document Number	115411
Date	Nov 3, 2020
Book Page	014288/000736
Instrument	115411

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 19, 2020
Property Address	410 ELM ST, CINCINNATI, OH 45238-5410
Document Number	0000016927
Book / Page	014107 / 002107
Instrument Date	Nov 26, 2019
Instrument	16927
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 DELHI RD CINCINNATI OH 452385404, CINCINNATI, OH 45238-5404

Tax Assessment & Valuation

The 2025 property tax bill for 410 Elm St was $2,669, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,669.00 (+2.5%)	$44,800 (+%) Land $8,837 Building $35,963
2024	$2,604.00 (-0.31%)	$44,799 (-) Land $8,837 Building $35,962
2023	$2,612.00 (+28.48%)	$44,799 (+44.61%) Land $8,837 Building $35,962	$128,000 Land $25,250 Building $102,750
2022	$2,033.00 Homeowner's exemption	$30,979 Land $7,917 Building $23,062
2020			$88,510 Land $22,620 Building $65,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 410 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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