Scott County property record for 411 Spruce Cir, Jordan, MN 55352
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 984 sqft · built 1972 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Oct 2014) |
| Tax Bill | $3,492 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-016012-0 |
| Primary APN | 22-016012-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Building Area | 984 sqft Living Area |
| Gross Area | 2,706 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 984 sqft |
| Finished Basement | 945 sqft |
| Unfinished Basement | 39 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 1,209 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 411 SPRUCE CIR |
|---|---|
| City | JORDAN |
| State | MN |
| Zip | 55352-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HEIGHTS 2ND ADDN LOT 012 BLOCK 001 |
| Legal Subdivision | SUNSET HEIGHTS 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | SCOTT MN |
| Township / Civil Division | JORDAN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 80801 |
Source: Scott County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 SPRUCE CIR, JORDAN, MN 55352-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP |
| Dec 6, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2014 · Amount on Record |
| Deed Sale | Oct 16, 2014 · Amount on Record |
| Prior Sale | Apr 4, 2007 · Amount on Record |
| Deed Document Number | 2014231094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 411 SPRUCE CIR, JORDAN, MN 55352-1613 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000T290820 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | T290820 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Address | BRAINERD, MN 56401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 411 SPRUCE CIR, JORDAN, MN 55352-1613 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000270445 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 270445 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 411 SPRUCE CIR, JORDAN, MN 55352-1613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000253365 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 253365 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 411 SPRUCE CIR, JORDAN, MN 55352-1613 |
| Document Number | 0000259391 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 411 SPRUCE CIR JORDAN MN 553521613, JORDAN, MN 55352-1613 |
| Document Number | 0000259391 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 259391 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2050 |
Source: Scott County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Scott County |
| Municipality | Jordan City |
| Unified School District | Jordan Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,492.00 (+4.68%) Homeowner's exemption | $293,500 (+4.71%) Land $100,300 Building $193,200 | $293,500 (+4.71%) Land $100,300 Building $193,200 |
| 2025 | $3,336.00 (+5.5%) | ||
| 2024 | $3,162.00 (+10.25%) Homeowner's exemption | $280,300 (+10.09%) Land $94,400 Building $185,900 | $280,300 (+10.09%) Land $94,400 Building $185,900 |
| 2023 | $2,868.00 Homeowner's exemption | $254,600 Land $88,200 Building $166,400 | $254,600 Land $88,200 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Jordan serves 6,700 people · EPA ID MN1700003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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