406 Spruce Cir, Jordan, MN 55352 Property Records

Scott County property record for 406 Spruce Cir, Jordan, MN 55352

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,280 sqft · built 1979
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jan 2020)
Tax Bill	$4,846 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-016006-0`

Property Details

APN / Parcel Number

Primary APN	`22-016006-0`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,280 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	1,280 sqft
Basement Area	1,254 sqft
Finished Basement	960 sqft
Unfinished Basement	294 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1998
Architectural Style	Split Foyer
Exterior Material	Combination
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	406 SPRUCE CIR
City	JORDAN
State	MN
Zip	55352-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET HEIGHTS 2ND ADDN LOT 006 BLOCK 001
Legal Subdivision	SUNSET HEIGHTS 2ND ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	SCOTT MN
Township / Civil Division	JORDAN
Census Block Group	2
Census Block	2010
Census Tract	80801

Owner

406 Spruce Cir is owned and occupied by an individual who acquired it in May 2024.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	406 SPRUCE CIR, JORDAN, MN 55352-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on File
Deed Sale	Jan 21, 2020 · Amount on File
Deed Document Number	2020259600
Last Transfer Date	May 21, 2024
Transfer Doc	000T284612
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jan 21, 2020
Property Address	406 SPRUCE CIR, JORDAN, MN 55352-1613
Document Number	0000259600
Instrument Date	Jan 15, 2020
Instrument	259600
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 SPRUCE CIR, JORDAN, MN 55352-1613

Mortgage

Document Number	0000259601
Date	Jan 21, 2020
Instrument	259601

Lender

Name	PRIMESOURCE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 406 Spruce Cir was $4,846 with a homeowner's exemption, up 4.9% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Jordan City
Unified School District	Jordan Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,846.00 (+4.89%) Homeowner's exemption	$386,700 (+3.53%) Land $106,900 Building $279,800	$386,700 (+3.53%) Land $106,900 Building $279,800
2025	$4,620.00 (+6.85%) Homeowner's exemption	$373,500 (-0.03%) Land $100,600 Building $272,900	$373,500 (-0.03%) Land $100,600 Building $272,900
2024	$4,324.00 (+9.75%) Homeowner's exemption	$373,600 (+10.76%) Land $100,600 Building $273,000	$373,600 (+10.76%) Land $100,600 Building $273,000
2023	$3,940.00 Homeowner's exemption	$337,300 Land $94,100 Building $243,200	$337,300 Land $94,100 Building $243,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Spruce Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Spruce Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Jordan serves 6,700 people · EPA ID MN1700003
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20