405 Spruce Cir, Jordan, MN 55352 Property Records

Scott County property record for 405 Spruce Cir, Jordan, MN 55352

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,056 sqft · built 1987
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (May 2020)
Tax Bill$3,748 (2026)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-016005-0

Property Details

APN / Parcel Number

Primary APN22-016005-0

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Stories4 Stories
Building Area1,056 sqft Living Area
Gross Area2,424 sqft
1st Floor Area1,056 sqft
Basement Area1,008 sqft
Finished Basement792 sqft
Unfinished Basement216 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1998
Architectural StyleSplit Level
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address405 SPRUCE CIR
CityJORDAN
StateMN
Zip55352-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET HEIGHTS 2ND ADDN LOT 005 BLOCK 001
Legal SubdivisionSUNSET HEIGHTS 2ND ADDN
Legal Block1
Legal Lot Number5
JurisdictionSCOTT MN
Township / Civil DivisionJORDAN
Census Block Group2
Census Block2010
Census Tract80801

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 SPRUCE CIR, JORDAN, MN 55352-1613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2020 · Amount on Record
Deed SaleMay 15, 2020 · Amount on Record
Prior SaleDec 7, 2012 · Amount on Record
Deed Document Number2020261392
Prior Transfer DateJul 19, 2017
Prior Transfer Doc0000246303
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MN
Recording DateMay 15, 2020
Property Address405 SPRUCE CIR, JORDAN, MN 55352-1613
Document Number0000261392
Instrument DateApr 30, 2020
Instrument261392
Transaction TypeTransfer
Record UpdatedJul 23, 2020
Title CompanySCOTT COUNTY ABSTRACT AND TITLE, SCOTT CNTY ABSTRACT & TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$809.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 SPRUCE CIR JORDAN MN 553521613, JORDAN, MN 55352-1613

Mortgage

Document Number261393
DateMay 15, 2020
Instrument261393
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

Mortgage

Document Number261394,
DateMay 15, 2020
Instrument261394
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCONCORD, CA 94520
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyScott County
MunicipalityJordan City
Unified School DistrictJordan Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,748.00 (+1.13%) Homeowner's exemption$300,900 (-2.02%) Land $105,600 Building $195,300$300,900 (-2.02%) Land $105,600 Building $195,300
2025$3,706.00 (+5.7%)
2024$3,506.00 (+8.48%) Homeowner's exemption$307,100 (+10.07%) Land $104,600 Building $202,500$307,100 (+10.07%) Land $104,600 Building $202,500
2023$3,232.00 Homeowner's exemption$279,000 Land $97,700 Building $181,300$279,000 Land $97,700 Building $181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJordan
serves 6,700 people · EPA ID MN1700003
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Netwave Broadband
Fixed Wireless · not low latency
125 / 40
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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