403 Spruce Cir, Jordan, MN 55352 Property Records

Scott County property record for 403 Spruce Cir, Jordan, MN 55352

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,056 sqft · built 1977
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$321,500 (Nov 2022)
Tax Bill$3,372 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Sep 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN22-016003-0

Property Details

APN / Parcel Number

Primary APN22-016003-0

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area2,172 sqft
1st Floor Area960 sqft
Basement Area1,056 sqft
Finished Basement725 sqft
Unfinished Basement312 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address403 SPRUCE CIR
CityJORDAN
StateMN
Zip55352-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET HEIGHTS 2ND ADDN LOT 003 BLOCK 001
Legal SubdivisionSUNSET HEIGHTS 2ND ADDN
Legal Block1
Legal Lot Number3
JurisdictionSCOTT MN
Township / Civil DivisionJORDAN
Census Block Group2
Census Block2010
Census Tract80801

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 SPRUCE CIR, JORDAN, MN 55352-1613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Warranty Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK
Sep 9, 2020Warranty Deed, Transfer · Line of Credit
HOMETOWN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Deed Document Number2022279120
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MN
Recording DateNov 16, 2022
Property Address403 SPRUCE CIR, JORDAN, MN 55352-1613
Document Number000T279120
Instrument DateNov 3, 2022
InstrumentT279120
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, FLEX TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,060.95
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address403 SPRUCE CIR, JORDAN, MN 55352-1613

Mortgage

Document Number000T279121
DateNov 16, 2022
InstrumentT279121
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MN
Recording DateSep 9, 2020
Property Address403 SPRUCE CIR, JORDAN, MN 55352-1613
Document Number0001102748
Instrument DateAug 18, 2020
Instrument1102748
Transaction TypeTransfer
Record UpdatedOct 5, 2020
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$347.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address403 SPRUCE CIR JORDAN MN 553521613, JORDAN, MN 55352-1613

Mortgage

Document Number1102749
DateSep 9, 2020
Instrument1102749
Lender
NameHOMETOWN BK
TypeBank
AddressJORDAN, MN 55352
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 8, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyScott County
MunicipalityJordan City
Unified School DistrictJordan Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,372.00 (+1.51%) Homeowner's exemption$289,300 (+3.62%) Land $101,300 Building $188,000$289,300 (+3.62%) Land $101,300 Building $188,000
2025$3,322.00 (+5.93%)
2024$3,136.00 (+16.32%) Homeowner's exemption$279,200 (+10.44%) Land $95,400 Building $183,800$279,200 (+10.44%) Land $95,400 Building $183,800
2023$2,696.00 Homeowner's exemption$252,800 Land $89,100 Building $163,700$252,800 Land $89,100 Building $163,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJordan
serves 6,700 people · EPA ID MN1700003
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Netwave Broadband
Fixed Wireless · not low latency
125 / 40
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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