404 Spruce Cir, Jordan, MN 55352 Property Records

Scott County property record for 404 Spruce Cir, Jordan, MN 55352

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,026 sqft · built 1982
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$240,918 (Jan 2019)
Tax Bill$3,676 (2026)
Deeds & MortgagesSep 2026 Sale
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-016004-0

Property Details

APN / Parcel Number

Primary APN22-016004-0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,026 sqft Living Area
Gross Area2,726 sqft
1st Floor Area1,026 sqft
Basement Area1,000 sqft
Finished Basement600 sqft
Unfinished Basement400 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1998
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage Area640 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address404 SPRUCE CIR
CityJORDAN
StateMN
Zip55352-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET HEIGHTS 2ND ADDN LOT 004 BLOCK 001
Legal SubdivisionSUNSET HEIGHTS 2ND ADDN
Legal Block1
Legal Lot Number4
JurisdictionSCOTT MN
Township / Civil DivisionJORDAN
Census Block Group2
Census Block2010
Census Tract80801

Owner

Source: Scott County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 SPRUCE CIR, JORDAN, MN 55352-1613
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Quit Claim Deed, Transfer
MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE
Dec 28, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 7, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Jan 8, 2019Warranty Deed, Transfer · FHA Mortgage
SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2019 · Amount on Record
Deed SaleJan 8, 2019 · Amount on Record
Prior SaleDec 16, 2015 · Amount on Record
Deed Document Number2019253765
Last Transfer DateSep 9, 2026
Transfer Doc0000294378
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCOTT MN
Recording DateSep 30, 2026
Property Address404 SPRUCE CIR, JORDAN, MN 55352-1613
Document Number0000294378
Instrument DateSep 9, 2026
Instrument2026294378
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyMINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

AmountAmount Recorded
Tax$166.65
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address404 SPRUCE CIR, JORDAN, MN 55352-1613

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MN
Property Address404 SPRUCE CIR, JORDAN, MN 55352-1613
Transaction TypeMortgage
Record UpdatedJan 6, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 SPRUCE CIR, JORDAN, MN 55352-1613

Mortgage

Document Number000T274608
DateDec 28, 2021
InstrumentT274608
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueJun 1, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MN
Property Address404 SPRUCE CIR, JORDAN, MN 55352-1613
Document Number0000261614
Instrument DateMay 7, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 SPRUCE CIR JORDAN MN 553521613, JORDAN, MN 55352-1613

Mortgage

Document Number0000261614
DateMay 29, 2020
Instrument261614
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MN
Recording DateJan 8, 2019
Property Address404 SPRUCE CIR, JORDAN, MN 55352-1613
Document Number0000253765
Instrument DateDec 14, 2018
Instrument253765
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyLAKESIDE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.03
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 SPRUCE CIR, JORDAN, MN 55352-1613

Mortgage

Document Number0000253766
DateJan 8, 2019
Instrument253766
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyScott County
MunicipalityJordan City
Unified School DistrictJordan Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,676.00 (+1.55%) Homeowner's exemption$306,600 (+1.86%) Land $95,800 Building $210,800$306,600 (+1.86%) Land $95,800 Building $210,800
2025$3,620.00 (+6.16%)
2024$3,410.00 (+10.14%) Homeowner's exemption$301,000 (+10.58%) Land $94,900 Building $206,100$301,000 (+10.58%) Land $94,900 Building $206,100
2023$3,096.00 Homeowner's exemption$272,200 Land $88,700 Building $183,500$272,200 Land $88,700 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJordan
serves 6,700 people · EPA ID MN1700003
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Netwave Broadband
Fixed Wireless · not low latency
125 / 40
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Spruce Cir

Nearby Streets

Search Property Records by Address or Parcel Number