406 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 406 Ridges Dr, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 2017
Lot Size	0.243 acres (10,568 sqft)
Owner	Individual on Record
Last Sale	$240,000 (Aug 2021)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-27-835824-000750`

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835824-000750`
Alternative APN	`72827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,383 sqft Living Area
Gross Area	1,803 sqft
1st Floor Area	1,383 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,568 sqft (0.243 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	118 sqft

Location & Zoning

Street Address	406 RIDGES DR
City	DUNDEE
State	FL
Zip	33838-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE OF DUNDEE PB 137 PG 8 LOT 75
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	RIDGE OF DUNDEE
Legal Tract	835824
Legal Block	1
Legal Lot Number	75
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1062
Census Tract	14121

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	406 RIDGES DR, DUNDEE, FL 33838-4626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGEADIVSORS COM
May 17, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Nov 15, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage ONETRUST HM LOANS
May 23, 2017	Grant Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	2021206997
Deed Book / Page	11840 / 1011
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 10, 2021
Property Address	406 RIDGES DR, DUNDEE, FL 33838-4626
Document Number	0000206997
Book / Page	11840 / 1011
Map Reference	MB 137 PG 8
Instrument Date	Aug 2, 2021
Instrument	2021206997
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 RIDGES DR, DUNDEE, FL 33838-4626

Mortgage

Document Number	0118401013
Date	Aug 10, 2021
Instrument	11840/1013

Lender

Name	MORTGAGEADIVSORS COM
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 17, 2021
Property Address	406 RIDGES DR, DUNDEE, FL 33838-4626
Document Number	0000128052
Book / Page	11718 / 1989
Map Reference	MB 137 PG 8
Instrument Date	May 12, 2021
Instrument	2021128052
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,594.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2715 FAST TROT TRL, LAKE WALES, FL 33898-6517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Nov 15, 2017
Property Address	406 RIDGES DR, DUNDEE, FL 33838-4626
Document Number	0103151362
Book / Page	010315 / 001362
Instrument Date	Nov 7, 2017
Instrument	219545
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 RIDGES DR DUNDEE FL 338384626, DUNDEE, FL 33838-4626

Mortgage

Document Number	103151363
Date	Nov 15, 2017
Book Page	010315/001363
Instrument	219546

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	May 23, 2017
Property Address	406 RIDGES DR, DUNDEE, FL 33838-4626
Document Number	0101540006
Book / Page	010154 / 000006
Instrument Date	May 17, 2017
Instrument	97693
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$17,108.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,154.00 (-6.82%) Homeowner's exemption	$201,593 (-1.32%) Land $38,000 Building $163,593	$201,593 (-9.27%) Land $38,000 Building $163,593
2023	$3,385.00 (+2.92%) Homeowner's exemption	$204,287 (+3%)	$222,202 (+12.03%) Land $37,000 Building $185,202
2022	$3,289.00 Homeowner's exemption	$198,337 Land $31,000 Building $167,337	$198,337 Land $31,000 Building $167,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Ridges Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures