Hamilton County property record for 411 McDowell St, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,222 sqft · built 1900 |
| Lot Size | 0.137 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $379,000 (Dec 2018) |
| Tax Bill | $4,987 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-0005-0063-00 |
| Primary APN | 028-0005-0063-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Living Area |
| 1st Floor Area | 896 sqft |
| 2nd Floor Area | 896 sqft |
| Attic | Attic |
| Attic Area | 430 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,011 sqft (0.137 acres) |
| Lot Width | 40 ft Width |
| Porch | Porch |
| Porch Area | 130 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 411 MCDOWELL ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 411 MC DOWELL ST 40 FT IRR LOT 16 S E HINMANS COTTAGE HILL SUB BLK D |
| Legal Subdivision | HINMANS COTTAGE HILL SUB |
| Legal Block | D |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4703 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 411 MCDOWELL ST, CINCINNATI, OH 45226-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on Record |
| Deed Sale | Dec 31, 2018 · Amount on Record |
| Prior Sale | Jul 29, 2015 · Amount on Record |
| Deed Document Number | 0000113468 |
| Deed Book / Page | 13824 / 00753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 411 MCDOWELL ST, CINCINNATI, OH 45226-1108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0000009684 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 14339/1135 |
| Instrument | 2021-0009684 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 31, 2018 |
| Property Address | 411 MCDOWELL ST, CINCINNATI, OH 45226-1108 |
| Document Number | 0000113468 |
| Book / Page | 13824 / 00753 |
| Map Reference | MB 4 PG 28&29 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018-0113468 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | AGILITY CLOSING & TITLE SERV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,137.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 411 MCDOWELL ST, CINCINNATI, OH 45226-1108 |
| Document Number | 0000113469 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 2018-0113469 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,987.00 (+3.12%) | $153,132 (-) Land $78,407 Building $74,725 | |
| 2024 | $4,836.00 (-2.2%) | $153,132 (-) Land $78,407 Building $74,725 | |
| 2023 | $4,945.00 (+99.07%) | $153,132 (+15.44%) Land $78,407 Building $74,725 | $437,520 (+15.44%) Land $224,020 Building $213,500 |
| 2022 | $2,484.00 Homeowner's exemption | $132,651 Land $31,917 Building $100,734 | |
| 2020 | $379,000 Land $91,190 Building $287,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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