Hamilton County property record for 417 McDowell St, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1885 |
| Lot Size | 0.092 acres (4,051 sqft) |
| Owner | Company Name on Record |
| Last Sale | $540,000 (Jul 2022) |
| Tax Bill | $5,009 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-0005-0072-00 |
| Primary APN | 028-0005-0072-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 648 sqft |
| 2nd Floor Area | 512 sqft |
| Basement Area | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,051 sqft (0.092 acres) |
| Lot Dimensions | 155 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 84 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 417 MCDOWELL ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 417 MC DOWELL ST 25 X 155LOT 13 S E HINMAN COTTAGEHILL SUB BLK D |
| Legal Subdivision | HINMAN COTTAGE HILL SUB |
| Legal Block | D |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4703 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5715 THOMARIDGE CT, CINCINNATI, OH 45248-5032 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jul 13, 2022 | Warranty Deed, Transfer · Commercial Mortgage UNION SAVINGS BANK |
| Aug 21, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST ST BK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on Record |
| Deed Sale | Jul 13, 2022 · Amount on Record |
| Prior Sale | Oct 23, 2001 · Amount on Record |
| Deed Document Number | 2022-0068778 |
| Deed Book / Page | 14707 / 973 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 417 MCDOWELL ST, CINCINNATI, OH 45226-1108 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007691 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 17-0107691 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 11, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 13, 2022 |
| Property Address | 417 MCDOWELL ST, CINCINNATI, OH 45226-1108 |
| Document Number | 0000068778 |
| Book / Page | 14707 / 973 |
| Map Reference | MB 4 PG 28&29 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022-0068778 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000068779 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 14707/975 |
| Instrument | 2022-0068779 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 417 MCDOWELL ST, CINCINNATI, OH 45226-1108 |
| Document Number | 0000087507 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 MCDOWELL ST CINCINNATI OH 452261108, CINCINNATI, OH 45226-1108 |
| Document Number | 0000087507 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 014243/002516 |
| Instrument | 87507 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 417 MCDOWELL ST, CINCINNATI, OH 45226-1108 |
| Document Number | 0000059438 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 MCDOWELL ST CINCINNATI OH 452261108, CINCINNATI, OH 45226-1108 |
| Document Number | 0000059438 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 014195/000907 |
| Instrument | 59438 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 22, 2035 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,009.00 (+0.14%) | $79,055 (-) Land $49,973 Building $29,082 | |
| 2024 | $5,002.00 (-0.18%) | $79,055 (-) Land $49,973 Building $29,082 | |
| 2023 | $5,011.00 (+22.82%) | $79,055 (+31.82%) Land $49,973 Building $29,082 | $225,870 (+31.83%) Land $142,780 Building $83,090 |
| 2022 | $4,080.00 Homeowner's exemption | $59,970 Land $20,346 Building $39,624 | |
| 2020 | $171,340 Land $58,130 Building $113,210 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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