Hamilton County property record for 405 McDowell St, Cincinnati, OH 45226
| Property Type | Commercial |
|---|---|
| Details | 1 bd · 1 ba · 768 sqft · built 1890 |
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Jul 2013) |
| Tax Bill | $2,683 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 028-0005-0061-00 |
| Primary APN | 028-0005-0061-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Finished Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1890 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,311 sqft (0.076 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 405 MCDOWELL ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1108 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 405 MC DOWELL ST 25 X 130IRR PT LOTS 17-18 S E HINMANS COTTAGE HILL SUB BLK D |
| Legal Subdivision | HINMANS COTTAGE HILL SUB |
| Legal Block | D |
| Legal Lot Number | 17-18 18 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4703 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 MCDOWELL ST, CINCINNATI, OH 45226-1108 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on Record |
| Deed Sale | Jul 31, 2013 · Amount on Record |
| Prior Sale | Nov 22, 2013 |
| Deed Document Number | 0000107537 |
| Last Transfer Date | Mar 10, 2016 |
| Transfer Doc | 0000021231 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,683.00 (+0.68%) | $32,302 (-) Land $6,048 Building $26,254 | |
| 2024 | $2,665.00 (+0.26%) | $32,302 (-) Land $6,048 Building $26,254 | |
| 2023 | $2,658.00 (-17.43%) | $32,302 (-8.91%) Land $6,048 Building $26,254 | $92,290 (-8.91%) Land $17,280 Building $75,010 |
| 2022 | $3,219.00 | $35,463 Land $5,443 Building $30,020 | |
| 2020 | $101,320 Land $15,550 Building $85,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures