415 McDowell St, Cincinnati, OH 45226 Property Records

Hamilton County property record for 415 McDowell St, Cincinnati, OH 45226 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1880
Lot Size	0.086 acres (3,746 sqft)
Owner	Company Name on File
Last Sale	$540,000 (Jul 2022)
Tax Bill	$5,619 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-0005-0069-00`

Property Details

APN / Parcel Number

Primary APN	`028-0005-0069-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	672 sqft
2nd Floor Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Width	25 ft Width

Exterior Amenities

Porch	Open Frame Porch
Porch Area	112 sqft
Deck Area	Deck Area
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	415 MCDOWELL ST
City	CINCINNATI
State	OH
Zip	45226-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	415 MCDOWELL ST 25 FT IR LOT 14 SE HINMANS COTTAGEHILL SUB BLK D
Legal Subdivision	HINMANS COTTAGEHILL SUB
Legal Block	D
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2010
Census Tract	4703

Owner

Source: Hamilton County records · APN 028-0005-0069-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5715 THOMARIDGE CT, CINCINNATI, OH 45248-5032
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · Commercial Mortgage UNION SAVINGS BANK
Dec 18, 2017	Warranty Deed, Transfer FIRST STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	202268778
Deed Book / Page	14707 / 973
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 13, 2022
Property Address	415 MCDOWELL ST, CINCINNATI, OH 45226-1108
Document Number	0000068778
Book / Page	14707 / 973
Map Reference	MB 4 PG 28&29
Instrument Date	Jul 08, 2022
Instrument	2022-0068778
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068779
Date	Jul 13, 2022
Book Page	14707/975
Instrument	2022-0068779

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 18, 2017
Property Address	415 MCDOWELL ST, CINCINNATI, OH 45226-1108
Document Number	0000004773
Map Reference	MB 4 PG 28-29
Instrument Date	Nov 03, 2017
Instrument	17-0114773
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	NORTHWEST TITLE FAMILY OF CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MCDOWELL ST, CINCINNATI, OH 45226-1108

Mortgage

Document Number	0000004775
Date	Dec 18, 2017
Instrument	17-0114775

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 03, 2037

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,619.00 (+0.12%)	$88,701 (-) Land $48,521 Building $40,180	$253,430 (-) Land $138,630 Building $114,800
2024	$5,612.00 (-0.18%)	$88,701 (-) Land $48,521 Building $40,180
2023	$5,622.00 (+102.45%)	$88,701 (+125.27%) Land $48,521 Building $40,180	$253,430 (+125.27%) Land $138,630 Building $114,800
2022	$2,777.00	$39,376 Land $19,751 Building $19,625
2020			$112,500 Land $56,430 Building $56,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610047032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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