Hamilton County property record for 414 McDowell St, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1880 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | Company Name on Record |
| Last Sale | $315,000 (Oct 2019) |
| Tax Bill | $7,539 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-0005-0121-00 |
| Primary APN | 028-0005-0121-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 740 sqft |
| Basement Area | 744 sqft |
| Year Built | Built 1880 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,182 sqft (0.096 acres) |
| Lot Dimensions | 117 ft deep x 37 ft wide |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 414 MCDOWELL ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 414 MC DOWELL ST 37 X 117 IRR PT LOT 2-3-4-58 S E HINMANS COTTAGE HILL SUB |
| Legal Subdivision | HINMANS COTTAGE HILL SUB |
| Legal Lot Number | 2-3-4-5 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4703 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 193 STANBERRY AVE, CINCINNATI, OH 45209 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 15, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2019 · Amount on Record |
| Deed Sale | Oct 24, 2019 · Amount on Record |
| Prior Sale | Jan 15, 2016 · Amount on Record |
| Deed Document Number | 0000092873 |
| Deed Book / Page | 14030 / 02337 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 24, 2019 |
| Property Address | 414 MCDOWELL ST, CINCINNATI, OH 45226-1109 |
| Document Number | 0000092873 |
| Book / Page | 14030 / 02337 |
| Map Reference | MB 4 PG 28 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019-0092873 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 193 STANBERY AVE, COLUMBUS, OH 43209-1465 |
| Document Number | 0000092874 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 2019-0092874 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 414 MCDOWELL ST, CINCINNATI, OH 45226-1109 |
| Document Number | 0000025089 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 414 MCDOWELL ST CINCINNATI OH 452261109, CINCINNATI, OH 45226-1109 |
| Document Number | 0000025089 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 013889/001259 |
| Instrument | 25089 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,539.00 (+0.13%) | $118,965 (-) Land $63,910 Building $55,055 | |
| 2024 | $7,529.00 (-0.17%) | $118,965 (-) Land $63,910 Building $55,055 | |
| 2023 | $7,542.00 (-2.91%) | $118,965 (+7.9%) Land $63,910 Building $55,055 | $339,900 (+7.9%) Land $182,600 Building $157,300 |
| 2022 | $7,768.00 | $110,251 Land $26,016 Building $84,235 | |
| 2020 | $315,000 Land $74,330 Building $240,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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