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403 Fox Sedge Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 403 Fox Sedge Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,610 sqft · built 2019
Lot Size0.169 acres (7,362 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Jan 2020)
Tax Bill$4,457 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT190300129

Property Details

APN / Parcel Number

Primary APNT190300129
Alternative APN
  • 2-0042-C700-00-104B.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,610 sqft Living Area
Basement Area1,320 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialComposition/Composite
Lot Area7,362 sqft (0.169 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT190300129
Street Address403 FOX SEDGE CT
CityO FALLON
StateMO
Zip63366-1654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE CROSSING #2 LOT 104B
Legal Range03E
Legal Township47N
Legal SubdivisionCOBBLESTONE CROSSING #2
Legal Lot Number104B
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2010
Census Tract311801

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address403 FOX SEDGE CT, O FALLON, MO 63366-1654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 7, 2020Special Warranty Deed, Transfer · FHA Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2020 · Amount on Record
Deed SaleJan 7, 2020 · Amount on Record
Deed Document Number0000721253
Deed Book / Page7212 / 53
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address403 FOX SEDGE CT, O FALLON, MO 63366-1654
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 FOX SEDGE CT, O FALLON, MO 63366-1654

Mortgage

Document Number2021R066028
DateAug 6, 2021
Instrument2021R-066028
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateJan 7, 2020
Property Address403 FOX SEDGE CT, O FALLON, MO 63366-1654
Document Number0072120053
Book / Page7212 / 0053
Map ReferenceMB 50 PG 134
Instrument DateJan 3, 2019
Instrument20200107000011140
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 FOX SEDGE CT, O FALLON, MO 63366-1654

Mortgage

Document Number20200107000011150
DateJan 7, 2020
Instrument20200107000011150
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,457.00$69,460 (+14.57%)$365,581 (+14.57%) Land $60,000 Building $305,581
2023$60,626
2022$319,086 Land $50,000 Building $269,086

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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