401 Fox Sedge Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 401 Fox Sedge Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,836 sqft · built 2021
Lot Size	0.22 acres (9,566 sqft)
Owner	Individual Name on Record
Last Sale	$318,430 (Sep 2021)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T190300130`

Property Details

APN / Parcel Number

Primary APN	`T190300130`
Alternative APN	`2-0042-C700-00-105B.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,836 sqft Living Area
Gross Area	4,272 sqft
1st Floor Area	1,436 sqft
Basement Area	1,436 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,566 sqft (0.22 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T190300130
Street Address	401 FOX SEDGE CT
City	O FALLON
State	MO
Zip	63366-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #2 LOT 105B
Legal Subdivision	COBBLESTONE CROSSING #2
Legal Lot Number	105B
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2010
Census Tract	311801

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 FOX SEDGE CT, O FALLON, MO 63366-1654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Sep 14, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	202176640
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	401 FOX SEDGE CT, O FALLON, MO 63366-1654
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 FOX SEDGE CT, O FALLON, MO 63366-1654

Mortgage

Document Number	0000029369
Date	May 24, 2022
Instrument	2022R-029369

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2021
Property Address	401 FOX SEDGE CT, O FALLON, MO 63366-1654
Document Number	0000076640
Map Reference	MB 50 PG 134
Instrument Date	Sep 10, 2021
Instrument	2021R-076640
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17415 N OUTER 40 RD, 17415, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 FOX SEDGE CT, O FALLON, MO 63366-1654

Mortgage

Document Number	0000076641
Date	Sep 14, 2021
Instrument	2021R-076641

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,950 (+1.23%)	$378,686 (+1.23%) Land $60,000 Building $318,686
2025	$4,560.00	$71,074 (+14.79%)	$374,072 (+14.79%) Land $60,000 Building $314,072
2023		$61,917
2022			$325,881 Land $50,000 Building $275,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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