Chester County property record for 411 Emerald Ct, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,810 sqft · built 2022 |
| Lot Size | 0.666 acres (29,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $931,102 (Dec 2022) |
| Tax Bill | $1,391 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-5-529 |
| Primary APN | 21-5-529 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,810 sqft Living Area |
| Gross Area | 5,250 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,028 sqft (0.666 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 411 EMERALD CT |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 44 & DWG |
| Legal Subdivision | AS SHOWN ON OVERALL PLAN |
| Legal Lot Number | 44 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST VINCENT |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 311000 |
Source: Chester County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 411 EMERALD CT, SPRING CITY, PA 19475-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FEDERAL CREDIT UNION |
| Dec 14, 2022 | Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on Record |
| Deed Sale | Dec 14, 2022 · Amount on Record |
| Deed Document Number | 202211958664 |
| Deed Book / Page | 10990 / 1636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | May 26, 2026 |
| Property Address | 411 EMERALD CT, SPRING CITY, PA 19475-1574 |
| Document Number | 0012124085 |
| Book / Page | 11585 / 1473 |
| Instrument Date | May 11, 2026 |
| Instrument | 202612124085 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 411 EMERALD CT, SPRING CITY, PA 19475-1574 |
| Document Number | 0012124085, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 11585/1473 |
| Instrument | 202612124085 |
| Name | DIGITAL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Dec 14, 2022 |
| Property Address | 411 EMERALD CT, SPRING CITY, PA 19475-1574 |
| Document Number | 0109901636 |
| Book / Page | 10990 / 1636 |
| Map Reference | MB 10551 PG 170 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 11958664 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,311.02 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 411 EMERALD CT, SPRING CITY, PA 19475-1574 |
| Document Number | 0011958665 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 11958665 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Number | 0109901671 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 10990/1671 |
| Instrument | 11958666 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TRENTON, NJ 08690 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2037 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Vincent Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,391.00 (-90.79%) | $319,810 (-13.05%) Land $56,090 Building $263,720 | $319,810 (-) Land $56,090 Building $263,720 |
| 2024 | $15,106.00 | $367,790 Land $56,090 Building $311,700 | |
| 1998 | $319,810 Land $56,090 Building $263,720 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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