406 Emerald Ct, Spring City, PA 19475 Property Records

Chester County property record for 406 Emerald Ct, Spring City, PA 19475

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,730 sqft · built 2022
Lot Size	0.379 acres (16,525 sqft)
Owner	2 Individual Names on File
Last Sale	$830,838 (Oct 2022)
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-5-524`

Property Details

APN / Parcel Number

Primary APN	`21-5-524`
Alternative APN	`2105 05240000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,730 sqft Living Area
Gross Area	4,390 sqft
Basement Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	16,525 sqft (0.379 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 EMERALD CT
City	SPRING CITY
State	PA
Zip	19475-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 39 & DWG
Legal Subdivision	AS SHOWN ON OVERALL PLAN
Legal Lot Number	39
Jurisdiction	CHESTER PA
Township / Civil Division	EAST VINCENT
Census Block Group	5
Census Block	5009
Census Tract	311000

Owner

406 Emerald Ct is owned by two individuals who bought it in October 2022.

Source: Chester County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 EMERALD, CT
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Deed Document Number	202211949132
Deed Book / Page	10959 / 399
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Oct 7, 2022
Property Address	406 EMERALD CT, SPRING CITY, PA 19475-1573
Document Number	0109590399
Book / Page	10959 / 399
Map Reference	MB 10551 PG 170
Instrument Date	Sep 20, 2022
Instrument	11949132
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,308.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 EMERALD CT, SPRING CITY, PA 19475-1573

Mortgage

Document Number	0011949133
Date	Oct 7, 2022
Instrument	11949133

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 406 Emerald Ct was $1,254.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Vincent Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,254.00	$288,150 Land $48,210 Building $239,940	$288,150 Land $48,210 Building $239,940
2024	$13,656.00	$332,490 Land $48,210 Building $284,280
1998			$288,150 Land $48,210 Building $239,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 Emerald Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Emerald Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250