408 Emerald Ct, Spring City, PA 19475 Property Records

Chester County property record for 408 Emerald Ct, Spring City, PA 19475

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,202 sqft · built 2022
Lot Size	0.483 acres (21,037 sqft)
Owner	2 Individual Names on File
Last Sale	$799,990 (Nov 2022)
Tax Bill	$1,375 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-5-526`

Property Details

APN / Parcel Number

Primary APN	`21-5-526`
Alternative APN	`2105 05260000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,202 sqft Living Area
Gross Area	4,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	21,037 sqft (0.483 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 EMERALD CT
City	SPRING CITY
State	PA
Zip	19475-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 41 & DWG
Legal Subdivision	AS SHOWN ON OVERALL PLAN
Legal Lot Number	41
Jurisdiction	CHESTER PA
Township / Civil Division	EAST VINCENT
Census Block Group	5
Census Block	5009
Census Tract	311000

Owner

Source: Chester County records · APN 21-5-526

Assessment roll updated May 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 EMERALD CT, SPRING CITY, PA 19475-1573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 04, 2022	Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2022 · Amount on Record
Deed Sale	Nov 04, 2022 · Amount on Record
Deed Document Number	202211953315
Deed Book / Page	10973 / 295
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	408 EMERALD CT, SPRING CITY, PA 19475-1573
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 EMERALD CT, SPRING CITY, PA 19475-1573

Mortgage

Document Number	0114742047
Date	Nov 03, 2025
Book Page	11474/2047
Instrument	12094800

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Nov 04, 2022
Property Address	408 EMERALD CT, SPRING CITY, PA 19475-1573
Document Number	0109730295
Book / Page	10973 / 295
Map Reference	MB 10551 PG 170
Instrument Date	Oct 04, 2022
Instrument	11953315
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,999.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 EMERALD CT, SPRING CITY, PA 19475-1573

Mortgage

Document Number	0011953316
Date	Nov 04, 2022
Instrument	11953316

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Vincent Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,375.00 (-89.41%)	$316,000 (-) Land $51,050 Building $264,950	$316,000 (-) Land $51,050 Building $264,950
2024	$12,979.00	$316,000 Land $51,050 Building $264,950
1998			$316,000 Land $51,050 Building $264,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 118 locations within half a mile of this property.

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