4116 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4116 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,131 sqft · built 2022
Owner	Individual Name on File
Last Sale	$494,300 (Jun 2022)
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120K D 005`

Property Details

APN / Parcel Number

Primary APN	`120K D 005`
Alternative APN	`0000391464`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,131 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391464
Street Address	4116 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 82 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120 K A 016 FOR 2022
Legal Phase	2
Legal Lot Number	82
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

Source: Hamilton County records · APN 120K D 005

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4116 INLET LOOP, CHATTANOOGA, TN 37416-3086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	2022061500079
Deed Book / Page	12993 / 826
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 15, 2022
Property Address	4116 INLET LOOP, CHATTANOOGA, TN 37416-3086
Document Number	0000000079
Book / Page	12993 / 826
Map Reference	MB 122 PG 15
Instrument Date	Jun 13, 2022
Instrument	2022061500079
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,828.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 INLET LOOP, SALT LAKE CITY, UT 84121

Mortgage

Document Number	0129930829
Date	Jun 15, 2022
Instrument	12993-0829

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,084.00 (-15.15%)	$137,550 (+25.3%)	$550,200 (+25.3%) Land $50,000 Building $500,200
2024	$2,456.00	$109,775 (-)	$439,100 (-) Land $50,000 Building $389,100
2023	$2,456.00 (+88.63%)	$109,775 (+88.54%)	$439,100 (+88.54%) Land $50,000 Building $389,100
2022	$1,302.00	$58,225	$232,900 Land $50,000 Building $182,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 172 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.