Gaston County property record for 401 Split Oak Trl, Gastonia, NC 28052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1995 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Jun 2016) |
| Tax Bill | $1,868 (2023) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10084 00273 |
| Primary APN | 10084 00273 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Heated Area |
| Flooring | Combination, Other |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Material | Shingle |
| Lot Area | 20,473 sqft (0.469 acres) |
| Lot Dimensions | 102 ft deep x 202 ft wide |
| Porch | Porch |
| Porch Area | 95 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1672218 |
|---|---|
| Old Parcel Number | 10084 00273 |
| Street Address | 401 SPLIT OAK TRL |
| City | GASTONIA |
| State | NC |
| Zip | 28052-8179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HICKORY CREEK L 127 10 084 002 73 000 |
| Legal Subdivision | HICKORY CREEK |
| Legal Lot Number | 127 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 31704 |
Source: Gaston County records, as of September 27, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 401 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2016 · Amount on Record |
| Deed Sale | Jun 13, 2016 · Amount on Record |
| Deed Document Number | 0048481519 |
| Deed Book / Page | 3313 / 042 |
| Prior Transfer Date | Sep 26, 2001 |
| Prior Transfer Doc | 0003313042 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 401 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049312493 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 4931/2493 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | GASTONIA, NC 28054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Gaston County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,868.00 | $268,870 Land $22,000 Building $246,870 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HICKORY CREEK/ STARRLAND W/S private · serves 528 people · EPA ID NC0136386 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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