402 Split Oak Trl, Gastonia, NC 28052 Property Records

Gaston County property record for 402 Split Oak Trl, Gastonia, NC 28052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1994
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Aug 2023)
Tax Bill	$1,826 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10084 00260`

Property Details

APN / Parcel Number

Primary APN	`10084 00260`
Alternative APNs	`1677888` `145486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,240 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,988 sqft (0.39 acres)
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 SPLIT OAK TRL
City	GASTONIA
State	NC
Zip	28052-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HICKORY CREEK L 113 10 084 002 60 000
Legal Subdivision	HICKORY CREEK
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2000
Census Tract	31704

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Book / Page	5426 / 2333
Prior Transfer Date	Feb 16, 2006
Prior Transfer Doc	0041981446
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 7, 2023
Property Address	402 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Document Number	0054262333
Book / Page	5426 / 2333
Map Reference	MB 48 PG 89
Instrument Date	Aug 7, 2023
Transaction Type	Transfer
Record Updated	Sep 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 SPLIT OAK TRL, GASTONIA, NC 28052-8179

Mortgage

Document Number	0054262336
Date	Aug 7, 2023
Instrument	5426/2336

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 31, 2017
Property Address	402 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Document Number	0048930294
Book / Page	4893 / 0294
Map Reference	MB 49 PG 89
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5132 KINGS PINNACLE DR, 5132, KINGS MOUNTAIN, NC 28086-8804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SPLIT OAK TRL, GASTONIA, NC 28052-8179

Mortgage

Document Number	48930296
Date	Jan 31, 2017
Instrument	4893/0296

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,826.00	$255,830 (-) Land $22,000 Building $233,830
2025	$1,826.00 (+5.37%)	$255,830 (+2.56%) Land $22,000 Building $233,830
2023	$1,733.00 (+39.98%)	$249,450 (+85.29%) Land $22,000 Building $227,450
2022	$1,238.00	$134,630 Land $18,000 Building $116,630
2021			$134,630 Land $18,000 Building $116,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HICKORY CREEK/ STARRLAND W/S private · serves 528 people · EPA ID NC0136386
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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