Gaston County property record for 405 Split Oak Trl, Gastonia, NC 28052 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,338 sqft Heated Area |
| Lot Size | 22,216 sqft (0.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2021) |
| Tax Bill | $2,015.00 (2023) |
| Primary APN | 145498 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 1 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,338 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Footing Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 22,216 sqft (0.51 acres) |
| Depth X Width | 105 ft x 215 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 35 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 405 SPLIT OAK TRL |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28052-8179 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HICKORY CREEK L 126 10 084 002 72 000 |
| Legal Subdivision | HICKORY CREEK |
| Legal Lot Number | 126 |
| Jurisdiction | GASTON NC |
| Minor Civil Division | GASTONIA |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 31704 |
Source: Gaston County records · APN 145498
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 405 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Jul 31, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Jun 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Feb 24, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on Record |
| Deed Sale | Sep 16, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2018 · Amount on Record |
| Deed Doc Number | 0052662185 |
| Deed Book / Page | 5266 / 2185 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 16, 2021 |
| Property Address | 405 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 0052662185 |
| Book / Page | 5266 / 2185 |
| Map Reference | MB 49 PG 89 |
| Instrument Date | Sep 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1312 W FRANKLIN BLVD, 1312, GASTONIA, NC 28052-3784 |
| Name | Verified Name |
|---|---|
| Address | 405 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 52662187 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 5266/2187 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 31, 2018 |
| Property Address | 405 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 0049911247 |
| Book / Page | 4991 / 1247 |
| Map Reference | MB 49 PG 89 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 49911249 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 4991/1249 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 12, 2017 |
| Property Address | 405 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 0049161390 |
| Book / Page | 4916 / 1390 |
| Map Reference | MB 49 PG 89 |
| Instrument Date | Jun 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4100 CARMEL RD # RDB-12, 4100, CHARLOTTE, NC 28226-6150 |
| Name | Verified Name |
|---|---|
| Address | 405 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 49161393 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 4916/1393 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2032 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 24, 2017 |
| Property Address | 405 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 0048962240 |
| Book / Page | 004896 / 002240 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $169.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4100 CARMEL RD #B-122 CHARLOTTE NC 282266150, B-122, CHARLOTTE, NC 28226-6150 |
Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $2,015.00 | $289,960 Land $22,000 Building $267,960 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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