410 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 410 Illinois Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,256 sqft · built 1950
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Feb 2021)
Tax Bill$2,881 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN79527

Property Details

APN / Parcel Number

Primary APN79527
Alternative APN
  • 012630000103700015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,256 sqft Heated Area
Gross Area1,832 sqft
1st Floor Area624 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached - Finished
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area512 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79527
Street Address410 ILLINOIS AVE
CitySAINT CLOUD
StateFL
Zip34769-2808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionLAKE FRONT ADDN PB B PG 61/62 BLK 370 S 25 FT LOT 1 & N 50 FT OF LOT 2 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block370
Legal Lot Number1-2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3020
Census Tract43500

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address410 ILLINOIS AVE, SAINT CLOUD, FL 34769-2808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
ALAN TAYLOR ETUX
Nov 23, 2020Warranty Deed, Transfer
SEMINOLE EDUCATORS TRUST (CT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2021 · Amount on Record
Deed SaleFeb 26, 2021 · Amount on Record
Prior SaleNov 23, 2020 · Amount on Record
Deed Document Number2021028915
Deed Book / Page5900 / 326
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 26, 2021
Property Address410 ILLINOIS AVE, SAINT CLOUD, FL 34769-2808
Document Number0059000326
Book / Page5900 / 326
Map ReferenceMB B PG 61
Instrument DateFeb 17, 2021
Instrument2021028915
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15004 BRAYWOOD TRL, 15004, ORLANDO, FL 32824-4216

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address410 ILLINOIS AVE, SAINT CLOUD, FL 34769-2808

Mortgage

Document Number0005900328
DateFeb 26, 2021
Instrument5900/328
Lender
NameALAN TAYLOR ETUX
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term25 Months
DueMar 1, 2023

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 23, 2020
Property Address410 ILLINOIS AVE, SAINT CLOUD, FL 34769-2808
Document Number0058381106
Book / Page005838 / 001106
Instrument DateNov 6, 2020
Instrument160126
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$560.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15004 BRAYWOOD TRL ORLANDO FL 328244216, ORLANDO, FL 32824-4216

Mortgage

Document Number58381108
DateNov 23, 2020
Book Page005838/001108
Instrument160127
Lender
NameSEMINOLE EDUCATORS TRUST (CT)
Agreement
AmountAmount Recorded
Interest
Rate9.9%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,881.00 (+7.14%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$220,515 (+5.99%)$244,600 (+9.69%) Land $55,000 Building $189,600
2023$2,689.00 (+0.98%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$208,060 (+3%)$223,000 (+10.4%) Land $50,000 Building $173,000
2022$2,663.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$202,000 Land $45,000 Building $157,000$202,000 Land $45,000 Building $157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims3 (1995–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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