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340 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 340 Illinois Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,076 sqft · built 1957
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Aug 2020)
Tax Bill$2,663 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN80068

Property Details

APN / Parcel Number

Primary APN80068
Alternative APN
  • 012630000104110050

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,076 sqft Heated Area
Gross Area1,414 sqft
1st Floor Area1,076 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions111 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area122 sqft
FenceFence
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number80068
Street Address340 ILLINOIS AVE
CitySAINT CLOUD
StateFL
Zip34769-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61 BLK 411 E 111 FT LOT 5
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block411
Legal Lot Number5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3015
Census Tract43500

Owner

Source: Osceola County records · APN 80068

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address340 ILLINOIS AVE, SAINT CLOUD, FL 34769-2421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2020 · Amount on Record
Deed SaleAug 13, 2020 · Amount on Record
Prior SaleSep 28, 1999
Deed Document Number2020106803
Deed Book / Page5773 / 2564
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 13, 2020
Property Address340 ILLINOIS AVE, SAINT CLOUD, FL 34769-2421
Document Number0057732564
Book / Page5773 / 2564
Map ReferenceMB B PG 61
Instrument DateAug 11, 2020
Instrument2020106803
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 BARSTOW RD, 43, GORHAM, ME 04038-2305

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ILLINOIS AVE, SAINT CLOUD, FL 34769-2421

Mortgage

Document Number0057732565
DateAug 13, 2020
Instrument5773/2565
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,663.00 (+7.12%) Homeowner's exemption$191,665 (+6.36%)$265,800 (+13.98%) Land $60,000 Building $205,800
2023$2,486.00 (+7.25%) Homeowner's exemption$180,197 (+5.52%)$233,200 (+20.27%) Land $55,000 Building $178,200
2022$2,318.00 Homeowner's exemption$170,774$193,900 Land $50,000 Building $143,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims3 (1995–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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