413 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 413 Illinois Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Custom Design
Year Built	Built 1975
Square Footage	984 sqft Living Area
Lot Size	9,365 sqft (0.215 acres)
Garage	Carport, 187 sqft
Occupancy	Owner Occupied
Tax Bill	$547.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0369-0090`
Alternative APNs	`263001000103690090` `79522`

Interior

Full Baths	1 Baths
Building Area	984 sqft Living Area
Gross Area	1,397 sqft Gross Area
1st Floor	984 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Terrazzo Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1975
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,365 sqft (0.215 acres)
Depth X Width	150 ft x 63 ft Depth x Width
Garage Type	Carport Garage
Garage Area	187 sqft Garage
Carport	Carport
Carport Area	187 sqft Carport
Porch Area	276 sqft Porch
Utility Building	120 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	413 ILLINOIS AVE
City	SAINT CLOUD
State	FL
Zip	34769-2807
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADDN PB B PG 61/62 BLK 369 S 1/2 LOT 9 & S 12.5 FT OF N 50 FT LOT 9 2-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	369
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3021
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0369-0090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 ILLINOIS AVE, SAINT CLOUD, FL 34769-2807
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2005
Deed Sale	Aug 15, 2005
Prior Sale	Aug 15, 2005 · Amount on Record
Deed Doc Number	2005182945
Deed Book / Page	2870 / 499
Last Transfer Date	Jun 10, 2010
Transfer Doc	0039971658
Record Refreshed	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	413 ILLINOIS AVE, SAINT CLOUD, FL 34769-2807
Document Number	0054661229
Instrument Date	Jan 04, 2019
Transaction Type	Mortgage
Record Updated	Feb 05, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 ILLINOIS AVE ST CLOUD FL 347692807, ST CLOUD, FL 34769-2807

Mortgage

Document Number	0054661229
Date	Jan 22, 2019
Book Page	005466/001229
Instrument	8988

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$558.00 (+2.01%) Homeowner's exemption	$70,097 (+5.99%)	$204,300 (+13%) Land $55,000 Building $149,300
2024	$547.00 (+0.74%)
2023	$543.00 (+2.07%) Homeowner's exemption	$66,138 (+3%)	$180,800 (+12.79%) Land $50,000 Building $130,800
2022	$532.00 Homeowner's exemption	$64,212	$160,300 Land $45,000 Building $115,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.