Osceola County property record for 409 Illinois Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2004 |
| Square Footage | 942 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $60,900 (2024) |
| Tax Bill | $1,934.00 (2025) |
| Primary APN | 79524 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 942 sqft Heated Area |
| Gross Area | 1,418 sqft Gross Area |
| 1st Floor | 830 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 150 ft x 62.5 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 400 sqft Garage |
| Fence | Fence |
| Porch | Enclosed Porch |
| Porch Area | 208 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79524 |
|---|---|
| Street Address | 409 ILLINOIS AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2807 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PG 61/62 BLK 369 N 37.5 FT LOT 9 & S 25 FT LOT 10 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 369 |
| Legal Lot Number | 2,9-10 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 43500 |
Source: Osceola County records · APN 79524
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 ILLINOIS AVE, SAINT CLOUD, FL 34769-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on Record |
| Deed Sale | Sep 19, 2024 · Amount on Record |
| Prior Sale | Nov 14, 2017 · Amount on Record |
| Deed Doc Number | 2024120942 |
| Deed Book / Page | 6667 / 1839 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 14, 2017 |
| Property Address | 409 ILLINOIS AVE, SAINT CLOUD, FL 34769-2807 |
| Document Number | 0052390007 |
| Book / Page | 5239 / 0007 |
| Map Reference | MB B PG61&62 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 2017162515 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | QUALITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,071.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11625 SE 53RD CT, 11625, BELLEVIEW, FL 34420-3962 |
| Name | Verified Name |
|---|---|
| Address | 207 POINCIANA CIR, KISSIMMEE, FL 34744-2303 |
| Document Number | 0052390009 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 5239/0009 |
| Instrument | 2017162516 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,934.00 (+7.15%) Homeowner's exemption | $150,927 (+5.99%) | $244,700 (+9.73%) Land $55,000 Building $189,700 |
| 2023 | $1,805.00 (+4.21%) Homeowner's exemption | $142,402 (+3%) | $223,000 (+10.18%) Land $50,000 Building $173,000 |
| 2022 | $1,732.00 Homeowner's exemption | $138,255 | $202,400 Land $45,000 Building $157,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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