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332 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 332 Illinois Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,120 sqft · built 1958
Lot Size0.344 acres (14,984 sqft)
Owner2 Individual Names on File
Last Sale$57,500 (May 2012)
Tax Bill$2,182 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN01-26-30-0001-0411-0040

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0411-0040
Alternative APNs
  • 263001000104110040
  • 80067

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area1,616 sqft
1st Floor Area1,120 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialMetal
Lot Area14,984 sqft (0.344 acres)
Lot Dimensions150 ft deep x 1 ft wide
Garage TypeCarport
Garage Area340 sqft
CarportCarport
Carport Area340 sqft

Exterior Amenities

PorchMetal Porch
Porch Area104 sqft
Patio Area75 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address332 ILLINOIS AVE
CitySAINT CLOUD
StateFL
Zip34769-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61-B & 62 BLK 411 LOT 4
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block411
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3015
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0411-0040

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address332 ILLINOIS AVE, SAINT CLOUD, FL 34769-2421
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 04, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2012 · Amount on Record
Deed SaleMay 15, 2012 · Amount on Record
Deed Document Number201271896
Deed Book / Page4269 / 2623
Last Transfer DateNov 26, 2018
Transfer Doc0054421613
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 11, 2026
Property Address332 ILLINOIS AVE, SAINT CLOUD, FL 34769-2421
Document Number0000061666
Book / Page6969 / 1181
Instrument DateApr 24, 2026
Instrument202661666
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 ILLINOIS AVE, SAINT CLOUD, FL 34769-2421

Mortgage

Document Number0000061666,
DateMay 11, 2026
Book Page6969/1181
Instrument202661666
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 17, 2056
Interest
Rate6.38%
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address332 ILLINOIS AVE, SAINT CLOUD, FL 34769-2421
Document Number0057291967
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address332 ILLINOIS AVE ST CLOUD FL 347692421, ST CLOUD, FL 34769-2421

Mortgage

Document Number0057291967
DateJun 01, 2020
Book Page005729/001967
Instrument69754
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 04, 2018
Property Address332 ILLINOIS AVE, SAINT CLOUD, FL 34769-2421
Document Number0054421613
Book / Page5442 / 1613
Map ReferenceMB B PG61-64
Instrument DateNov 26, 2018
Instrument2018177022
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address332 ILLINOIS AVE, 332, SAINT CLOUD, FL 34769-2421

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address332 ILLINOIS AVE, SAINT CLOUD, FL 34769-2421

Mortgage

Document Number2018177023
DateDec 04, 2018
Instrument2018177023
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,182.00 (+3.71%) Homeowner's exemption$164,833 (+5.99%)$292,300 (+13.12%) Land $66,000 Building $226,300
2024$2,104.00 (+3.04%)
2023$2,042.00 (+4.13%) Homeowner's exemption$155,523 (+3%)$258,400 (+13.13%) Land $60,500 Building $197,900
2022$1,961.00 Homeowner's exemption$150,994$228,400 Land $55,000 Building $173,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
34 of 40 on primary residences
Nearby Flood Claims3 (1995–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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