331 Elm St, Ramona, CA 92065 Property Records

San Diego County property record for 331 Elm St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,483 sqft · built 1929
Lot Size5.63 acres (245,243 sqft)
Owner2 Company Names on File
Last Sale$430,000 (Aug 2022)
Tax Bill$5,273 (2025)
Deeds & MortgagesOct 2023 Transfer
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN281-073-13-00

Property Details

APN / Parcel Number

Primary APN281-073-13-00
Alternative APN
  • 2810731000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,483 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Lot Area245,243 sqft

Location & Zoning

Old Parcel Number2810731000
Street Address331 ELM ST
CityRAMONA
StateCA
Zip92065-1944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 257 (EX DOC00-316109)PAR A PER DOC95-421795 IN BLK 256&IN TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block257,2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1024
Census Tract20812

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1441 MAIN ST, 148, RAMONA, CA 92065-2128
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Intrafamily Transfer, Transfer
Aug 25, 2022Grant Deed, Transfer · Seller Carry-Back
WEBB FAMILY TRUST
Jul 26, 2022Grant Deed, Transfer
FIRST AMERICAN TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleJul 26, 2022 · Amount on Record
Deed Document Number2022342447
Last Transfer DateSep 19, 2023
Transfer Doc0000289525
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 23, 2023
Property Address331 ELM ST, RAMONA, CA 92065-1944
Document Number0000289525
Map ReferenceMAP 347
Instrument DateSep 19, 2023
Instrument2023-0289525
Transaction TypeTransfer
Record UpdatedNov 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1441 MAIN ST # 148, 148, RAMONA, CA 92065-2128

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2022
Property Address331 ELM ST, RAMONA, CA 92065-1944
Document Number0000342447
Map ReferenceMAP 644
Instrument DateJul 28, 2022
Instrument2022-0342447
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 ELM ST, RAMONA, CA 92065-1944

Mortgage

Document Number0000342448
DateAug 25, 2022
Instrument2022-0342448
Lender
NameWEBB FAMILY TRUST
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 26, 2022
Property Address331 ELM ST, RAMONA, CA 92065-1944
Document Number0000305231
Map ReferenceMAP 644
Instrument DateJul 15, 2022
Instrument2022-0305231
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3337 HWY 78, RAMONA, CA 92065

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$477,542 (+2%) Land $371,422 Building $106,120
2025$5,273.00 (+8.12%)$468,180 (+4.04%) Land $364,140 Building $104,040
2023$4,877.00 (+502.1%)$450,000 Land $350,000 Building $100,000
2022$810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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