308 Elm St, Ramona, CA 92065 Property Records

San Diego County property record for 308 Elm St, Ramona, CA 92065

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,896 sqft · built 2000
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,451 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-073-14-00`

Property Details

APN / Parcel Number

Primary APN	`281-073-14-00`
Alternative APN	`2810730500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,896 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	82,764 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2810730500
Street Address	308 ELM ST
City	RAMONA
State	CA
Zip	92065-1901
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A70
Legal Description	BLK 282 DOC00-316109 IN UNMRD LOT&BLKS 256&257&IN TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	282,2
Legal Lot Number	256
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1024
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 ELM ST, RAMONA, CA 92065-1901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 6, 2022
Transfer Doc	0000203719
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2022
Property Address	308 ELM ST, RAMONA, CA 92065-1901
Document Number	0000203719
Map Reference	MAP 347
Instrument Date	May 6, 2022
Instrument	2022-0203719
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	308 ELM ST, RAMONA, CA 92065-1901

Mortgage

Document Number	0000203720
Date	May 11, 2022
Instrument	2022-0203720

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$317,458 (+2%) Land $144,463 Building $172,995
2025	$3,451.00 (+10.4%) Homeowner's exemption	$311,234 (+4.04%) Land $141,631 Building $169,603
2023	$3,126.00 (-4.32%) Homeowner's exemption	$299,150 Land $136,132 Building $163,018
2022	$3,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20