41 Timber Ridge Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 41 Timber Ridge Rd, Charlestown, RI 02813

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,222 sqft · built 1988
Lot Size1.63 acres (71,003 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jun 2021)
Tax Bill$2,196 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN6-9713-86

Property Details

APN / Parcel Number

Primary APN6-9713-86
Alternative APNs
  • CHAR M:25 L:52
  • M:025 B:052

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,222 sqft Living Area
Gross Area2,538 sqft
1st Floor Area1,222 sqft
Basement Area1,196 sqft
Unfinished Basement1,196 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area71,003 sqft (1.63 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number6-9713-86
Street Address41 TIMBER RIDGE RD
CityCHARLESTOWN
StateRI
Zip02813-3631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal Lot Number52
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group2
Census Block2043
Census Tract51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7693 PETERSEN POINT RD, MILTON, FL 32583-8571
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
NAVIGANT CREDIT UNION
Aug 25, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2021 · Amount on Record
Deed SaleJun 2, 2021 · Amount on Record
Prior SaleMay 10, 1989 · Amount on Record
Deed Document Number20211515
Deed Book / Page475 / 410
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLESTOWN RI
Recording DateJun 2, 2021
Property Address41 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3631
Document Number000475-410
Book / Page475 / 410
Instrument DateJun 1, 2021
Instrument1515
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address41 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3631

Mortgage

Document Number0000001516
DateJun 2, 2021
Instrument1516
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Property Address41 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3631
Document Number429-904
Book / Page000429 / 000904
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address41 TIMBER RIDGE RD CHARLESTOWN RI 028133631, CHARLESTOWN, RI 02813-3631

Mortgage

Document Number429-904
DateSep 12, 2017
Book Page000429/000904
Instrument1
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 11, 2047

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,196.00 (+3.29%)$370,300 (-) Land $152,400 Building $217,900$668,050
2023$2,126.00$370,300 Land $152,400 Building $217,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims32 (1984–2012)
Claims Outside the SFHA9 of 32
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 10 claims
  • Severe Storms And Flooding, Mar 2010 · 10 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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