24 Timber Ridge Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 24 Timber Ridge Rd, Charlestown, RI 02813

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,372 sqft · built 2000
Lot Size2.22 acres (96,703 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (Oct 2000)
Tax Bill$2,489 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN18-0530-77

Property Details

APN / Parcel Number

Primary APN18-0530-77
Alternative APNs
  • CHAR M:25 L:38
  • M:025 B:038

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,372 sqft Living Area
Gross Area2,468 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area96,703 sqft (2.22 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number18-0530-77
Street Address24 TIMBER RIDGE RD
CityCHARLESTOWN
StateRI
Zip02813-3630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal Lot Number38
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group2
Census Block2035
Census Tract51101

Owner

24 Timber Ridge Rd is owned and occupied by two individuals who bought it in October 2000.

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address24 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
Dec 13, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2000 · Amount on File
Deed SaleOct 18, 2000 · Amount on File
Deed Book / Page191 / 647
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Recording DateApr 15, 2026
Property Address24 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630
Document Number000519-862
Book / Page519 / 862
Instrument DateApr 10, 2026
Instrument2026561
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630

Mortgage

Document Number0000000561,
DateApr 15, 2026
Book Page519/862
Instrument2026561
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2041
Interest
Rate5.5%
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Property Address24 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number454-324
DateDec 13, 2019
Book Page454/324
Instrument2759
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 24 Timber Ridge Rd was $2,489.

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,489.00$419,700 Land $157,600 Building $262,100$504,450
2023$2,377.00$414,100 Land $157,600 Building $256,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Timber Ridge Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims32 (1984–2012)
Claims Outside the SFHA9 of 32
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 10 claims
  • Severe Storms And Flooding, Mar 2010 · 10 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Timber Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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