Charlestown Town property record for 16 Timber Ridge Rd, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,724 sqft · built 1997 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jan 2020) |
| Tax Bill | $2,785 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1430-80 |
| Primary APN | 13-1430-80 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 2,696 sqft |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 62,291 sqft (1.43 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13-1430-80 |
|---|---|
| Street Address | 16 TIMBER RIDGE RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Lot Number | 37 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 51101 |
16 Timber Ridge Rd is owned and occupied by an individual who bought it in January 2020.
Source: Charlestown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BEELINE LOANS INC |
| Jan 28, 2020 | Warranty Deed, Transfer · FHA Mortgage SEACOAST MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2020 · Amount on File |
| Deed Sale | Jan 28, 2020 · Amount on File |
| Prior Sale | Jul 31, 1997 · Amount on File |
| Deed Document Number | 2020188 |
| Deed Book / Page | 455 / 328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 16 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000476-921 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 476/921 |
| Instrument | 1884 |
| Name | BEELINE LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Jan 28, 2020 |
| Property Address | 16 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630 |
| Document Number | 455-328 |
| Book / Page | 455 / 328 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 188 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630 |
| Document Number | 189 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 189 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 16 Timber Ridge Rd was $2,785.
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,785.00 | $469,700 Land $151,100 Building $318,600 | $569,315 |
| 2023 | $2,696.00 | $469,700 Land $151,100 Building $318,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Timber Ridge Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 32 (1984–2012) |
| Claims Outside the SFHA | 9 of 32 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Timber Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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