Charlestown Town property record for 96 Timber Ridge Rd, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,114 sqft · built 2000 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Mar 2000) |
| Tax Bill | $3,324 (2025) |
| Deeds & Mortgages | Oct 2024 Refinance Mar 2021 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | 16-0018-30 |
| Primary APN | 16-0018-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,114 sqft Living Area |
| Gross Area | 4,950 sqft |
| 1st Floor Area | 1,414 sqft |
| Basement Area | 1,414 sqft |
| Unfinished Basement | 1,414 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 66,211 sqft (1.52 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16-0018-30 |
|---|---|
| Street Address | 96 TIMBER RIDGE RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Lot Number | 41 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 51101 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 96 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Mar 26, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2000 · Amount on Record |
| Deed Sale | Mar 30, 2000 · Amount on Record |
| Deed Book / Page | 186 / 1090 |
| Last Transfer Date | Mar 22, 2021 |
| Transfer Doc | 000472-543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 96 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000506-805 |
|---|---|
| Date | Oct 8, 2024 |
| Book Page | 506/805 |
| Instrument | 1513 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Mar 26, 2021 |
| Property Address | 96 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630 |
| Document Number | 000472-543 |
| Book / Page | 472 / 543 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 818 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3630 |
| Document Number | 000472-546 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 472/546 |
| Instrument | 819 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,324.00 (+3.29%) | $560,600 (-) Land $151,700 Building $408,900 | $650,290 |
| 2023 | $3,218.00 | $560,600 Land $151,700 Building $408,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 32 (1984–2012) |
| Claims Outside the SFHA | 9 of 32 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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