102 Timber Ridge Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 102 Timber Ridge Rd, Charlestown, RI 02813

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,004 sqft · built 1997
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Sep 2026)
Tax Bill$1,988 (2025)
Deeds & MortgagesSep 2026 Sale
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-0001-02

Property Details

APN / Parcel Number

Primary APN16-0001-02
Alternative APNs
  • CHAR M:25 L:45
  • M:025 B:045

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,004 sqft Living Area
Gross Area2,186 sqft
1st Floor Area1,004 sqft
Basement Area1,004 sqft
Unfinished Basement1,004 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area72,310 sqft (1.66 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number16-0001-02
Street Address102 TIMBER RIDGE RD
CityCHARLESTOWN
StateRI
Zip02813-3649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal Lot Number45
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group2
Census Block2044
Census Tract51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address102 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3649
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Person

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Warranty Deed, Transfer
Jan 27, 2022Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2026 · Amount on Record
Deed SaleSep 9, 2026 · Amount on Record
Prior SaleJan 27, 2022 · Amount on Record
Deed Document Number20261345
Deed Book / Page523 / 232
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLESTOWN RI
Recording DateSep 9, 2026
Property Address102 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3649
Document Number0000001345
Book / Page523 / 232
Instrument DateSep 7, 2026
Instrument20261345
Transaction TypeTransfer
Record UpdatedSep 30, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLESTOWN RI
Recording DateJan 27, 2022
Property Address102 TIMBER RIDGE RD, CHARLESTOWN, RI 02813-3649
Document Number000483-976
Book / Page483 / 976
Instrument DateJan 27, 2022
Instrument172
Transaction TypeTransfer
Record UpdatedFeb 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 JERSEY AVE, JERSEY CITY, NJ 07302-7463

Mortgage

Document Number0000000173
DateJan 27, 2022
Instrument173
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,988.00 (+3.27%)$335,300 (-) Land $152,500 Building $182,800$562,538
2023$1,925.00$335,300 Land $152,500 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims32 (1984–2012)
Claims Outside the SFHA9 of 32
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 10 claims
  • Severe Storms And Flooding, Mar 2010 · 10 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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