4101 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4101 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 824 sqft · built 2008
Lot Size	0.091 acres (4,000 sqft)
Owner	Owner Name on Record
Tax Bill	$611 (2025)
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0110-00410-010.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0110-00410-010.0`
Alternative APNs	`1418S19E0110004100100` `1602785`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft
Flooring	Wood

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Exterior Amenities

Porch	Enclosed Porch
Deck Area	187 sqft
Patio Area	297 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1602785
Old Parcel Number	1418S19E0110004100100
Street Address	4101 N BLUEWATER DR
City	HERNANDO
State	FL
Zip	34442-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	APACHE SHORES UNIT 11 PLAT BK 5 PG 36 LOT 10 BLK 41
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	APACHE SHORES UNIT 11
Legal Block	41
Legal Lot Number	10
Legal Unit	11
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1030
Census Tract	450105

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4101 N BLUEWATER DR, HERNANDO, FL 34442-7101
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 19, 2007
Transfer Doc	0020971342
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$611.00 (+9.89%) Homeowner's exemption Additional exemption filed	$130,986 (-2.13%) Land $7,500 Building $123,486	$130,986 (-2.13%) Land $7,500 Building $123,486
2024	$556.00 (+9.45%) Homeowner's exemption Additional exemption filed	$133,830 (+7.31%) Land $7,500 Building $126,330	$133,830 (+7.31%) Land $7,500 Building $126,330
2023	$508.00 (+7.17%) Homeowner's exemption Additional exemption filed	$124,717 (+76.69%) Land $7,500 Building $117,217	$124,717 (+76.69%) Land $7,500 Building $117,217
2022	$474.00 Homeowner's exemption Additional exemption filed	$70,584 Land $5,000 Building $65,584	$70,584 Land $5,000 Building $65,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000