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409 W Amberside Dr, Elgin, IL 60124 Property Records

Kane County property record for 409 W Amberside Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,821 sqft · built 2007
Lot Size0.24 acres (10,454 sqft)
Owner2 Company Names on File
Last Sale$362,500 (Jun 2008)
Tax Bill$12,137 (2025)
Deeds & MortgagesMay 2026 Sale
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-470-008

Property Details

APN / Parcel Number

Primary APN06-07-470-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,821 sqft Living Area
Gross Area4,206 sqft
Basement Area1,385 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTraditional
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions128 ft deep x 80 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address409 W AMBERSIDE DR
CityELGIN
StateIL
Zip60124-7860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOY PROPERTY LT 7
Legal SubdivisionFOY PROPERTY
Legal Block4
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4015
Census Tract851904

Owner

Source: Kane County records · APN 06-07-470-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address409 W AMBERSIDE DR, ELGIN, IL 60124-7860
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2008 · Amount on Record
Deed SaleJun 02, 2008 · Amount on Record
Deed Document Number200846321
Last Transfer DateMay 02, 2026
Transfer Doc0000019217
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMay 11, 2026
Property Address409 W AMBERSIDE DR, ELGIN, IL 60124-7860
Document Number0000019217
Instrument DateMay 02, 2026
Instrument202619217
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address409 W AMBERSIDE DR, ELGIN, IL 60124-7860

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address409 W AMBERSIDE DR, ELGIN, IL 60124-7860
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061411
DateAug 11, 2021
Instrument2021K061411
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,137.00 (-2.75%) Homeowner's exemption
2024$12,480.00 (+10.72%)$150,120 (+21.39%) Land $40,572 Building $109,548$450,540 (+21.44%) Land $121,765 Building $328,776
2022$11,272.00 (+3.38%) Homeowner's exemption$123,664 (+6.96%) Land $33,422 Building $90,242$370,992 (+6.96%) Land $100,266 Building $270,726
2021$10,903.00 Homeowner's exemption$115,617 Land $31,247 Building $84,370$346,851 Land $93,741 Building $253,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 74 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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