406 W Amberside Dr, Elgin, IL 60124 Property Records

Kane County property record for 406 W Amberside Dr, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	3,382 sqft Living Area
Lot Size	14,375 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$339,000 (2016)
Tax Bill	$13,051.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-07-471-004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Building Area	3,382 sqft Living Area
Gross Area	5,157 sqft Gross Area
Basement Area	1,775 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame Construction
Lot Area	14,375 sqft (0.33 acres)
Depth X Width	128 ft x 112 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	406 W AMBERSIDE DR
City	ELGIN
State	IL
Zip	60124-7860
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOY PROPERTY LT 16
Legal Subdivision	FOY PROPERTY
Legal Block	4
Legal Lot Number	16
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4016
Census Tract	851904

Owner

Source: Kane County records · APN 06-07-471-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 W AMBERSIDE DR, ELGIN, IL 60124-7860
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2016 · Amount on Record
Deed Sale	Dec 20, 2016 · Amount on Record
Prior Sale	Jan 07, 2008 · Amount on Record
Deed Doc Number	201670080
Record Refreshed	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	406 W AMBERSIDE DR, ELGIN, IL 60124-7860
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078868
Date	Oct 19, 2021
Instrument	2021K078868

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,051.00 (+7.68%) Homeowner's exemption
2024		$160,865 (+21.39%) Land $40,572 Building $120,293	$482,788 (+21.44%) Land $121,765 Building $361,023
2022	$12,120.00 (+3.36%) Homeowner's exemption	$132,516 (+6.96%) Land $33,422 Building $99,094	$397,548 (+6.96%) Land $100,266 Building $297,282
2021	$11,726.00 Homeowner's exemption	$123,893 Land $31,247 Building $92,646	$371,679 Land $93,741 Building $277,938