Kane County property record for 415 W Amberside Dr, Elgin, IL 60124 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,821 sqft · built 2007 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Oct 2007) |
| Tax Bill | $11,896 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-470-005 |
| Primary APN | 06-07-470-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,821 sqft Living Area |
| Gross Area | 4,206 sqft |
| Basement Area | 1,385 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 415 W AMBERSIDE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-7860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOY PROPERTY LT 10 |
| Legal Subdivision | FOY PROPERTY |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-07-470-005
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 W AMBERSIDE DR, ELGIN, IL 60124-7860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2007 · Amount on Record |
| Deed Sale | Oct 01, 2007 · Amount on Record |
| Deed Document Number | 2007100051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 415 W AMBERSIDE DR, ELGIN, IL 60124-7860 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059121 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 2021K059121 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,896.00 (+2.29%) Homeowner's exemption Senior Citizen's exemption | $167,905 (+8.57%) Land $44,049 Building $123,856 | $503,917 (+8.57%) Land $132,200 Building $371,717 |
| 2024 | $154,651 (+21.39%) Land $40,572 Building $114,079 | $464,139 (+21.44%) Land $121,765 Building $342,374 | |
| 2022 | $11,630.00 (+3.38%) Homeowner's exemption | $127,397 (+6.96%) Land $33,422 Building $93,975 | $382,191 (+6.96%) Land $100,266 Building $281,925 |
| 2021 | $11,250.00 Homeowner's exemption | $119,107 Land $31,247 Building $87,860 | $357,321 Land $93,741 Building $263,580 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 1% of the US · above 6% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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