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413 W Amberside Dr, Elgin, IL 60124 Property Records

Kane County property record for 413 W Amberside Dr, Elgin, IL 60124 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,476 sqft · built 2007
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$398,000 (Aug 2007)
Tax Bill$12,636 (2025)
Deeds & MortgagesFeb 2024 Transfer
Feb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-07-470-006

Property Details

APN / Parcel Number

Primary APN06-07-470-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,476 sqft Living Area
Gross Area4,952 sqft
1st Floor Area2,476 sqft
Basement Area2,476 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address413 W AMBERSIDE DR
CityELGIN
StateIL
Zip60124-7860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOY PROPERTY LT 9
Legal SubdivisionFOY PROPERTY
Legal Block4
Legal Lot Number9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4015
Census Tract851904

Owner

Source: Kane County records · APN 06-07-470-006

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address413 W AMBERSIDE DR, ELGIN, IL 60124-7860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 05, 2024Deed of Trust, Mortgage · Line of Credit
BMO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2007 · Amount on Record
Deed SaleAug 10, 2007 · Amount on Record
Deed Document Number200783752
Last Transfer DateFeb 27, 2024
Transfer Doc0000006272
Record UpdatedSep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateFeb 27, 2024
Property Address413 W AMBERSIDE DR, ELGIN, IL 60124-7860
Document Number0000006272
Instrument DateFeb 27, 2024
Instrument2024K006272
Transaction TypeTransfer
Record UpdatedMar 05, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address413 W AMBERSIDE DR, ELGIN, IL 60124-7860

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address413 W AMBERSIDE DR, ELGIN, IL 60124-7860
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 W AMBERSIDE DR, ELGIN, IL 60124-7860

Mortgage

Document Number0000003719
DateFeb 05, 2024
Instrument2024K003719
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 02, 2054
Interest
Rate TypeAdjustable Rate
Rate9.29%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,636.00 (+6.75%)$177,349 (+8.57%) Land $44,049 Building $133,300$532,260 (+8.57%) Land $132,200 Building $400,060
2024$163,350 (+21.39%) Land $40,572 Building $122,778$490,246 (+21.44%) Land $121,765 Building $368,481
2022$11,837.00 (+3.66%) Homeowner's exemption$134,563 (+6.96%) Land $33,422 Building $101,141$403,689 (+6.96%) Land $100,266 Building $303,423
2021$11,419.00 Homeowner's exemption$125,807 Land $31,247 Building $94,560$377,421 Land $93,741 Building $283,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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