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403 W Amberside Dr, Elgin, IL 60124 Property Records

Kane County property record for 403 W Amberside Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,434 sqft · built 2007
Lot Size0.24 acres (10,454 sqft)
Owner2 Company Names on File
Last Sale$295,000 (Mar 2019)
Tax Bill$13,112 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-07-470-011

Property Details

APN / Parcel Number

Primary APN06-07-470-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,434 sqft Living Area
Gross Area4,868 sqft
1st Floor Area2,434 sqft
Basement Area2,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions128 ft deep x 80 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address403 W AMBERSIDE DR
CityELGIN
StateIL
Zip60124-7860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOY PROPERTY LT 4
Legal SubdivisionFOY PROPERTY
Legal Block4
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4015
Census Tract851904

Owner

Source: Kane County records · APN 06-07-470-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address403 W AMBERSIDE DR, ELGIN, IL 60124-7860
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2019Warranty Deed, Transfer · Conventional Mortgage
STARBOARD FINANCIAL MANAGEMENT LLC
Jan 11, 2017Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2019 · Amount on Record
Deed SaleMar 12, 2019 · Amount on Record
Prior SaleOct 22, 2007 · Amount on Record
Deed Document Number20199551
Last Transfer DateApr 24, 2025
Transfer Doc0000016726
Record UpdatedSep 20, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 12, 2019
Property Address403 W AMBERSIDE DR, ELGIN, IL 60124-7860
Document Number0000009551
Instrument DateFeb 26, 2019
Instrument2019K009551
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$295.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2013 N CEDARWOOD CT, 2013, OZARK, MO 65721-8049

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address403 W AMBERSIDE DR, ELGIN, IL 60124-7860

Mortgage

Document Number0000009552
DateMar 12, 2019
Instrument2019K009552
Lender
NameSTARBOARD FINANCIAL MANAGEMENT LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address403 W AMBERSIDE DR, ELGIN, IL 60124-7860
Document Number0000011124
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 W AMBERSIDE DR ELGIN IL 601247860, ELGIN, IL 60124-7860

Mortgage

Document Number0000011124
DateMar 02, 2017
Instrument11124
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueMar 01, 2057
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,112.00 (+10.17%)
2024$161,587 (+21.39%) Land $40,572 Building $121,015$484,955 (+21.44%) Land $121,765 Building $363,190
2022$11,902.00 (+2.25%) Homeowner's exemption$133,110 (+5.88%) Land $33,422 Building $99,688$399,330 (+5.88%) Land $100,266 Building $299,064
2021$11,640.00 Homeowner's exemption$125,713 Land $31,247 Building $94,466$377,139 Land $93,741 Building $283,398

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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