409 Slate St, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 409 Slate St, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,398 sqft · built 1979
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Tax Bill$4,530 (2025)
Deeds & MortgagesSep 2023 Transfer
Jul 2023 Refinance
+ 1 more
APN0492002000130

Property Details

APN / Parcel Number

Primary APN0492002000130

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,398 sqft Living Area
1st Floor Area1,356 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area108 sqft
Deck Area392 sqft
Patio Area568 sqft
Shed1 Shed
Shed Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address409 SLATE ST
CityCHESAPEAKE
StateVA
Zip23322-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionLOT 28 ALBEMARLE FARMS NORTH SEC 2
Legal SubdivisionALBEMARLE FARMS NORTH
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1007
Census Tract21103

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 SLATE ST, CHESAPEAKE, VA 23322-1705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Transfer on Death Deed, Transfer
Jul 11, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
TOWNEBANK
Mar 24, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 28, 2023
Transfer Doc0000020622
Record UpdatedSep 20, 2026

September 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 29, 2023
Property Address409 SLATE ST, CHESAPEAKE, VA 23322-1705
Document Number010698/624
Book / Page10698 / 624
Instrument DateSep 28, 2023
Instrument230020622
Transaction TypeTransfer
Record UpdatedOct 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address409 SLATE ST, CHESAPEAKE, VA 23322-1705
Transaction TypeMortgage
Record UpdatedAug 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10677/1412
DateJul 11, 2023
Book Page10677/1412
Instrument230014475
Lender
NameTOWNEBANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term420 Months
DueJul 5, 2058
Interest
Rate TypeAdjustable Rate

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 24, 2022
Property Address409 SLATE ST, CHESAPEAKE, VA 23322-1705
Document Number010537/491
Book / Page10537 / 491
Instrument DateMar 17, 2022
Instrument220009995
Transaction TypeTransfer
Record UpdatedApr 6, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SLATE ST, CHESAPEAKE, VA 23322-1705

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,530.00 (+3.05%)$448,500 (+8.99%) Land $180,000 Building $268,500$448,500 (+8.99%) Land $180,000 Building $268,500
2024$4,396.00 (+43.66%)
2023$411,500 (+11.13%) Land $170,000 Building $241,500$411,500 (+11.13%) Land $170,000 Building $241,500
2022$370,300 Land $140,000 Building $230,300$370,300 Land $140,000 Building $230,300
2019$3,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1994–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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